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Old 11-08-2006, 03:04 PM   #1
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Thank Goodness for Company Insurance

From a Lotus Board...

fu@K, Sh!+, CR^P! DAMAGE!!!! - EliseTalk- The Forum for Lotus Cars in North America





Def click the link below for more pics...Craziness

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First of all, I did EVERYTHING I was supposed to except stick around and watch.

Dropped my Elise off to the local Goodyear shop to have new F1G3s installed. My Father-in-law is the service manager and has been for 10 years. He is out on medical leave, but he met me at the shop this morning, because he understands the uniqueness of the car.

I handed them the tire tools and opened the Owner's Manual to the jacking instructions so they would be clear. We went over all the instructions and they assured me I was in good hands.

We (my father-in-law and I both left)

1 hour later I get a call about the "accident" and that I needed to come down...

WTF!

So this is what I found...

It get's better. They said they read the manual, but not to the point where it spoke about the 4-point lift. After the crash, they continued reading. Yipee for me.

The damage is inclusive of the rear clam, front clam, underneath the driver's door, and a nice puncture through the bottom diffuser around the passenger seat area.

More pics here... New Page 1

When I was there, they had a wrecker attached with a winch to the front end so it wouldn't come crashing down. After it cleared the lift, the front end swung around and crashed into some tool chests.

I'm mostly worried about the rear structure... the puncture underneath and the loss of value of the car (it's paid off free and clear)!

I've already called Dimmit in Clearwater and they are expecting the vehicle. Goodyear has filed the claim with their carrier and has promised to fully cover the repair. Luckly my FIL was there as a witness.

What else do I need to be concerned about in the repair/insurance claim? Diminished value, loss of use (not my primary vehicle), etc.
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Old 11-08-2006, 03:10 PM   #2
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Re: Thank Goodness for Company Insurance

Wow. I would be pissed if that happened to my Jeep! That sucks major.
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Old 11-08-2006, 03:26 PM   #3
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Re: Thank Goodness for Company Insurance

what sucks though is the car will be fixed and it will be devalued... so he will wind up basically having a car worth XXXXX less than it was prior.... so he will get screwed even if the car is fixed back to just like new condition due to it will be on the record... I would make them buy it and buy me another one.
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Old 11-08-2006, 03:34 PM   #4
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Re: Thank Goodness for Company Insurance

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I would make them buy it and buy me another one.
x2
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Old 11-08-2006, 03:39 PM   #5
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Re: Thank Goodness for Company Insurance

wow...how are you not more careful than that with that car???
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Old 11-08-2006, 04:00 PM   #6
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Re: Thank Goodness for Company Insurance

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Originally Posted by SpectorV View Post
what sucks though is the car will be fixed and it will be devalued... so he will wind up basically having a car worth XXXXX less than it was prior.... so he will get screwed even if the car is fixed back to just like new condition due to it will be on the record... I would make them buy it and buy me another one.
though only if its reported. if he tows it to a body shop and gets a full quote, and the shop then just pays it under the table(if they report it to their insurance company they will pay more too), then nobody is the wiser.

i love those little cars though. reminds me of a crx on steroids.
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Old 11-08-2006, 04:12 PM   #7
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Re: Thank Goodness for Company Insurance

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though only if its reported. if he tows it to a body shop and gets a full quote, and the shop then just pays it under the table(if they report it to their insurance company they will pay more too), then nobody is the wiser.

i love those little cars though. reminds me of a crx on steroids.
gotta be some hefty steroids!

It does suck for the guy, god I would be so pissed.
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