Can I afford this car?
Gas, insurance, maintenance, and the loan will be a chunk (maybe around $1000 a month with the loan). And in about 8-10 years you will probably need to look at another car, or some pricey car repairs. And then your trust fund runs out, and what will you have to show for this gift? Are you considering college or tech training? What are your career plans? Imagine this, spend just half the money and save the rest, giving you a quarter of a million dollars in ten years, plus interest earned. My niece bought a used wrecked/rebuilt Mustang, and in two years sold the thing. The car expenses took too much money, and she was working just above minimum wage. Kinda looks tacky to drive a car 'above your means'.