Get some online quotes for insurance. Go to geico and progressive and see how much your insurance will be. That way you'll have an idea. As far as preference, it is all opinion. Go for the car that is best for you. Guys will say get 5.0 and v6. V6 has fuel economy and good handling and 5.0 well, it's a 5.0, can't go wrong. Both are amazing cars. You can also do a price calculator for your payment online. You can change you downpayment and interest all in that calculator. The best thing is to go on the high side of the payment so you don't get freaked out if its different.
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