Moved to General section; not a tech post
I have a auto 2012 base model v6 with no extras except leather steering wheel and trunk spoiler(2.73 gears). Came with a 7yr/100k mile limited warranty and They were asking 17.9 for it which is good but the taxes added about 2k more. Bad thing is my credit isnt great and I couldnt get approved through ford. So my interest on that ($20k) is 10%! I heard I can refinance but I know nothing about that process and im starting to get bored of the v6s 305 hp. Maybe I can kill 2 birds with 1 stone and trade this one in 2-3 yrs from now and get a used 5.0. Any thoughts, ideas , opinions.