upgrading my car and need advice on buying a new 2014 gt... - Mustang Evolution

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Old 06-28-2013, 08:01 AM   #1
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upgrading my car and need advice on buying a new 2014 gt...

I'm planning on buying the white gt but ive never bought a new car, does any one know if I can actually buy it for less than$27,347 ? Could you let me know if you got your car cheaper than this? I went to ask a bank to see how much my interest rate would be and they said:
$474 @ 63 months 3.75%
$414 @ 75 months 4.50%
How much do you guys pay for yours? Any comment and advice is greatly appreciated...
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Old 06-28-2013, 08:12 AM   #2
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I would guess that is a base gt with little to no additional options with all available rebates applied. Likely a DOC fee on top of that. I bought a 14 gt with brembo pkg, 3.73 gear ratio and 301a pkg recently. I was offered a $2000 rebate or $1000 rebate and 0% financing through ford. The 0% would be the way to go if you have good credit. I took the $2000 rebate and put 100% down so my payments would be $0 per month.
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Old 06-28-2013, 08:24 AM   #3
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Moved to general mustang discussion.

I would look at getting a new 13 over a new 14, they will have better incentives and possibly look into financing through ford because with good credit you can get 0% interest
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Old 06-28-2013, 09:26 AM   #4
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Is 630 a good credit score
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Old 06-28-2013, 09:33 AM   #5
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Is 630 a good credit score
No
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Old 06-28-2013, 09:54 AM   #6
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I got my 14 GT in April for 29,989. It's base with auto trans.
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Old 06-28-2013, 12:06 PM   #7
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$27k is a pretty good price for a 14. I paid $29 for mine back in March. Base, manual, 3.73s.

If 630 is you FICO credit score, its not all toooo bad, its fair. Technically it puts you in the "Standard" range. Try and get it up to at least 660. That will put you in the "Preferred" range for creditors. Most banks will still require you to be upwards of 710ish to get premium rates.
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Old 06-28-2013, 12:07 PM   #8
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Evil gt , how much did it go up with taxes title and all that other stuff?
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Old 06-28-2013, 12:14 PM   #9
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Evil gt , how much did it go up with taxes title and all that other stuff?
Taxes and title fees will vary by state, but not inlcuding my interest i was OTD alittle over $32. Keep in mind, this was back in March, and was the first 14 the dealer got in stock. The sticker was $34k originally. (Northern VA is ridiculously expensive to buy a car in).
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Old 06-28-2013, 03:08 PM   #10
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If you can find a 13, get it. Same exact car, going to cost less.
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Old 07-01-2013, 10:48 AM   #11
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I just bought a base '14 MT GT for 28,300 out the door. Looks like your getting a good deal. I got a better rate than you though, so my payments are lower. My advice would be to wait until your credit score goes up a little bit. Also wait until the end of the summer when the dealers slow down a little before xmas if you are really trying to strike a deal.

---------- Post added at 11:48 AM ---------- Previous post was at 11:46 AM ----------

My price includes all tax, title, doc fees, and I got gap coverage plus free dent repair for the life of the car. My dealer offered those together for around 700 I think, so really with nothing else I paid 27,600
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Old 07-01-2013, 11:02 AM   #12
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Yeah I'm gonna wait thank s for the advice guys
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Old 07-01-2013, 11:02 AM   #13
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check out Penfed.org or com. that's how I got my stang. they find exactly what you want and where it's located and get it shipped to you. they have great customer service and the best prices. my interest is 1.4% over 5 years so I'm only losing 700$ for a 5 year loan from them. it's the pentagon credit union and they usually have great deals on new cars.
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Old 07-01-2013, 08:38 PM   #14
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Car payments suck... IMO, if you can't get 0% buy used and buy cash. If you factor in interest and how much you actually wind up paying over 5-6 years you'll **** a brick. Don't even get me started on 30 year mortgages lol.
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Old 07-03-2013, 02:01 PM   #15
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Car payments suck... IMO, if you can't get 0% buy used and buy cash. If you factor in interest and how much you actually wind up paying over 5-6 years you'll **** a brick. Don't even get me started on 30 year mortgages lol.
At 1.9% my interest over the course of 60 months is negligible compared to the flexibility keeping $35,000 in the bank affords me. IMO payments make sense when talking about larger ammounts of money.
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Old 07-03-2013, 02:40 PM   #16
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Car payments suck... IMO, if you can't get 0% buy used and buy cash. If you factor in interest and how much you actually wind up paying over 5-6 years you'll **** a brick. Don't even get me started on 30 year mortgages lol.
If you get 0% interest there is no reason to pay everything up front, just as much as you want to put down to get the monthly payment you want. It's better to have cash on hand in a pinch then have just dumped all of it into a car. Unless you've got several cars worth of money saved.
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Old 07-03-2013, 03:14 PM   #17
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Yes hence my qualifier of "if you can't get 0%" lol.
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Old 07-03-2013, 08:47 PM   #18
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Yes hence my qualifier of "if you can't get 0%" lol.
My bad
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Old 07-03-2013, 10:58 PM   #19
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And he also mentioned 630 credit, no 0% with that score. Hell mine is hovering right around 710 right meow and I don't even get offered that... I had 750+ a few years ago before I bought my house and ran up a credit card a little (never missed a payment in my life tho) and the stealership I got my Expedition from was like "wow you have great credit for someone in their 20s" and then proceed to offer me 8%... Good thing my bank is not a bunch of ********.
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Old 07-04-2013, 12:00 AM   #20
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And he also mentioned 630 credit, no 0% with that score. Hell mine is hovering right around 710 right meow and I don't even get offered that... I had 750+ a few years ago before I bought my house and ran up a credit card a little (never missed a payment in my life tho) and the stealership I got my Expedition from was like "wow you have great credit for someone in their 20s" and then proceed to offer me 8%... Good thing my bank is not a bunch of ********.
You said right meow. My girlfriend in highschool used to same the same thing when we were 15. Takes me back. Thank you
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Old 07-07-2013, 05:12 AM   #21
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Hearing all this again just reminds me to just save your money and pay cash. /:
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Old 07-07-2013, 09:53 AM   #22
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Hearing all this again just reminds me to just save your money and pay cash. /:
No, not for a larger amount as was said above provided your interest rate is 0% or super close to it... however give the 2011s another year or two and they'll be in the "buy used buy cash" range for a lot of ppl. Also if you have a nice stang to sell up front and get a $6-$10k chunk it makes it that.
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