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Old 10-06-2014, 06:43 PM   #1
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I'm Curious How Do You Young Folks...........

...afford your cars?

It seems there are more youngsters in the 2005-2014 forums than others= forums where more affordable cars can be found.

I also see many posts from our hero service people about buying new stangs. My son is a Coastie and he's usually broke.

Same for "I'm going off to college and buying a stang etc".......

I must be missing something, or my 54yo bones are hardened beyond repair, but when I was going to college, getting married, buying a house, etc, back in the "dark ages" I didn't have a pot to piss in... And that was after earning a BSEE and getting my first job. Circa 1981 if you will.

Has the economy changed that much?
Are you guys somehow funneling your college loans into cars?
Beating the system?
Gifts from parents? (God bless them!)

Or, are you like I was and loving cars and sacrificing everything to own your dream car....

I'm just curious and no insults or accusations intended.
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Old 10-06-2014, 06:44 PM   #2
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I'm 23, Am I considered young?
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Old 10-06-2014, 06:44 PM   #3
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Oilfield

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Old 10-06-2014, 06:58 PM   #4
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I'm 23, Am I considered young?
You're a whippersnapper!!!
lol!

I would say yes....
Let's say you finished HS at age 18... So 4 years of college would put you at 22yo.
So you are probably still living at home when you get your first job, like I did.

It's the start of your life.
Building your future, if you will.
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Old 10-06-2014, 07:00 PM   #5
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18 here, had this for just over 13 months
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Old 10-06-2014, 07:00 PM   #6
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Oilfield

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Where!
I'll buy!
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Old 10-06-2014, 07:05 PM   #7
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Yes a little sacrifice.. and still single at 30 yrs so that should help, no major responsibilities yet.
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Old 10-06-2014, 07:06 PM   #8
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You're a whippersnapper!!!
lol!

I would say yes....
Let's say you finished HS at age 18... So 4 years of college would put you at 22yo.
So you are probably still living at home when you get your first job, like I did.

It's the start of your life.
Building your future, if you will.
Well, I actually dropped out of high school and haven't gone to college... But, That being said... In 2010, I got a retail job paying only around $400 a check, I was 18 and bought a 2007 Ford Mustang V6 with the help of my dad (He paid it off, I was paying him)

It was hard, But knowing your dad was the creditor (LOL) it wasn't as hard as you think =P

Anyways, Fast forward to now, I have a full time job working 90ish hours a week (Not a lot, But the overtime makes the paycheck!) and spend all my money on my car, Because it's my baby.

I live at home with my parents, rent free... only bills is my phone and internet, The rest goes to my car payment, insurance and to whatever I buy for my car (Credit cards).

Sad, Sad life I live. I know. =/
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Old 10-06-2014, 07:09 PM   #9
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I got my first Mustang in '99 and it was a used '97 GT - my first manual! I was only 19. My parents took out the loan on the car and I paid them the monthly payment. I haven't looked back since, three Mustangs later. I'd say a lot of the young'ins have help from their parents the same way as me, but there's a handful of them that just worked their asses off to save up on their own.
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Old 10-06-2014, 07:11 PM   #10
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Where!
I'll buy!
Everywhere

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Old 10-06-2014, 07:14 PM   #11
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Old 10-06-2014, 07:18 PM   #12
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Well, I actually dropped out of high school and haven't gone to college... But, That being said... In 2010, I got a retail job paying only around $400 a check, I was 18 and bought a 2007 Ford Mustang V6 with the help of my dad (He paid it off, I was paying him)

It was hard, But knowing your dad was the creditor (LOL) it wasn't as hard as you think =P

Anyways, Fast forward to now, I have a full time job working 90ish hours a week (Not a lot, But the overtime makes the paycheck!) and spend all my money on my car, Because it's my baby.

I live at home with my parents, rent free... only bills is my phone and internet, The rest goes to my car payment, insurance and to whatever I buy for my car (Credit cards).

Sad, Sad life I live. I know. =/
No.
It's a time where you are young and should enjoy your life before you take on the responsibility of marriage, raising a family etc.

Some people choose to tour the world.
You choose your cars.
Nothing wrong with that.

Thanks for replying.

P.S. I signed my son's first car loan and my grandma signed mine...
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Old 10-06-2014, 08:08 PM   #13
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My parents took out the loan on the car and I paid them the monthly payment. I haven't looked back since, three Mustangs later. I'd say a lot of the young'ins have help from their parents the same way as me, but there's a handful of them that just worked their asses off to save up on their own.
I would have to agree with you, lot of parents help us and other young ones work there butts off.

I'm 23 and my dad signed for and got me my 2014 mustang (it was my Christmas and early college graduation present.) He did tell me, though the mustang was my present I still was going to pay the rest off, including insurance after a 6 month period; he told me he would cover the insurance for the first 6 months (how generous he is haha.) So with the money that I had saved over the years, through jobs I had and what not, I'm paying the car and insurance...for now. I'm close to getting a job with decent pay (fingers crossed) so with whatever I'll be making there and little side jobs, I'll be paying the car off. Not to mention that in around 8 or 9 months I'll be graduating and with my future career job practically secured.
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Old 10-06-2014, 08:16 PM   #14
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Really nice replies everyone.. Great to hear that families still help out their kids... Very encouraging to me since I have 3 kids in their early 20's...

You know, you read the press and all you read about is the misfits and losers who screw their lives up and then blame others for their failure.

It's nice to know that young people make sacrifices to enjoy their hobby, in this case cars.
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Old 10-06-2014, 08:16 PM   #15
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P.S. I signed my son's first car loan and my grandma signed mine...
This is somewhat like a trend I suppose. I'm pretty sure I'll be signing off my future son's/daughter's first car loan, but I'll be making sure they take the responsibility to pay the rest off. It's a good thing showing young ones taking responsibility and not just handing them over stuff.
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Old 10-06-2014, 08:22 PM   #16
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23. I pay every cent for my car. I never went to college but I work in IT full time. I make a decent living.

It does get annoying when people assume my parents bought my car for me.

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Old 10-06-2014, 08:23 PM   #17
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This is somewhat like a trend I suppose. I'm pretty sure I'll be signing off my future son's/daughter's first car loan, but I'll be making sure they take the responsibility to pay the rest off. It's a good thing showing young ones taking responsibility and not just handing them over stuff.
Make sure they have some skin in the game... Same for college loans... IOW they contribute as well, not just payments but up front.

That's the key.

Best thing you can do as a parent is help your kids.
But don't be foolish about it no matter how much they beg and whine.
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Old 10-06-2014, 08:30 PM   #18
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I'm thankful that I've been blessed with a great education and wealthy upbringing that allowed me to focus on studies and not need to take loans for college because I was on scholarship. Began working as an engineer at 22, started grad school after working a year. Still on scholarship and living at home for the first few years, I saved up enough to buy a new v6 premium on A plan for $28k when I was 26. Now I have a PhD and a good salary at 29, unmarried and no kids (which I still view as a good thing lol). But God willing those things will fall in place soon too, I hope. I'm grateful for a good life so far. Grateful to my parents, my country that gives me these opportunities, the countless people who helped me along the way, and God.

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Old 10-06-2014, 08:33 PM   #19
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I'm 25 with a wife and 2 kids.

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Old 10-06-2014, 08:36 PM   #20
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My dad helped me with the down payment as a (very) belated (as in over-a-year belated) high school graduation present. Together we squeezed $6000. And that was every cent that I had to my name at the time, so yeah in a way I sacrificed. But I didn't care because there was nothing in the world that I wanted more than a car. Still don't regret it. Yeah, I could have bought an older used car for $6000-7000 and I'd be done paying by now but...really have you seen this car? Lol I now make the payments on a six year loan. Gas isn't bad because I drive a staggering 8 miles a day usually. I plan on paying them their money back in the future. My dad definitely tried to raise me under the "nothing in this life is free" school of thought. The good news is that my credit score is much better than most people my age.
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Old 10-06-2014, 08:46 PM   #21
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I'm 29 and been here in the country for 6 years, originally from the Philippines and this is my second Mustang used to own my old baby 05 v6 stang which I loved so much and now got my 2013 v6 stang... When I first got here and just working in with low pay job since could not use my bachelor's degree and then I realized this is America a land of dreams, went back to school in a medical field and working now as a medical assistant Made descent money and respected with others.. Still continuing for something bigger in the future as a PA. Have one daughter and wife mean so much in the world. Iv been in the other side of the world and we are so blessed that we are here guys make use of it and be thankful with your family specially your parents cos when I was growing up they did not support me but instead I supported them sometimes I get jealous if I see someone that are very close with there dad's and supported them all the way through but I'm proud of myself.. Now no more drama... Go on...

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Old 10-06-2014, 08:46 PM   #22
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Make sure they have some skin in the game... Same for college loans... IOW they contribute as well, not just payments but up front.

That's the key.

Best thing you can do as a parent is help your kids.
But don't be foolish about it no matter how much they beg and whine.
Oh I know. Since I was fairly young maybe around 9ish, my dad raised me with the famous notion "nothing in this life is free." After I turned 11/12 whatever I wanted, well I had to pretty much work for it. I have helped my parents raise my 2 brothers and sister the same way they raised me; you could say I raised them somewhat like my own children? If they can't get something from mom or dad they beg me to get it for them but I don't. They know better than begging either of us for something if they haven't worked for it.
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Old 10-06-2014, 08:54 PM   #23
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I drove a pink hatchback into the ground. No car in college, it stayed home because it couldn't really make it.

When they gave me $500 for it, they were being generous. 7k down payment, because growing up my parents stole my money. Christmas, birthdays, whenever I got money they would take at least half. They stopped when I was 16 or so but it helped me learn to save.

Went through school quickly, no 6 years for a BA. Worked hard, used birth control, and guess what- money! Lol.

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Old 10-06-2014, 09:06 PM   #24
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I'm 29 and been here in the country for 6 years, originally from the Philippines and this is my second Mustang used to own my old baby 05 v6 stang which I loved so much and now got my 2013 v6 stang... When I first got here and just working in with low pay job since could not use my bachelor's degree and then I realized this is America a land of dreams, went back to school in a medical field and working now as a medical assistant Made descent money and respected with others.. Still continuing for something bigger in the future as a PA. Have one daughter and wife mean so much in the world. Iv been in the other side of the world and we are so blessed that we are here guys make use of it and be thankful with your family specially your parents cos when I was growing up they did not support me but instead I supported them sometimes I get jealous if I see someone that are very close with there dad's and supported them all the way through but I'm proud of myself.. Now no more drama... Go on...

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Great story, Cassidy, good for you!

Reminds me of my dad who came to the University of Illinois for college from Bangladesh when he was 19, in 1974, with $200 to his name. His first job was garbage man in the university cafeteria. He held that job for 4 years because it have him free meals in the dorms. He got a job at Ford and bought his dream car, a 1979 Mustang Cobra, the first fox body mustang. My dad's college friend tells me my dad was in love with that car. But just like you, he was supporting his struggling parents back in Bangladesh, and he sold that car after owning it for just 6 months because he needed to send money back home. My dad says he sometimes sees that car in his dreams still.

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Old 10-06-2014, 09:06 PM   #25
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I've been working the ranch since I could walk. I now own it. I guess just hard work and some luck.
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Old 10-06-2014, 09:16 PM   #26
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Great story, Cassidy, good for you!

Reminds me of my dad who came to the University of Illinois for college from Bangladesh when he was 19, in 1974, with $200 to his name. His first job was garbage man in the university cafeteria. He held that job for 4 years because it have him free meals in the dorms. He got a job at Ford and bought his dream car, a 1979 Mustang Cobra, the first fox body mustang. My dad's college friend tells me my dad was in love with that car. But just like you, he was supporting his struggling parents back in Bangladesh, and he sold that car after owning it for just 6 months because he needed to send money back home. My dad says he sometimes sees that car in his dreams still.

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Woowww.. We pretty much have the same story with your dad lol, worked at fedex as my first job as a package sorter at night and then work at target during the day just to help out with my family back home, got fired from not calling out to work cos I didn't know how to drive in the snow at that time, and crying my *** off on the way home and bought myself a fish name Bruno.. Then I realize I can go back to school instead of dealing with arrogant people at my old job, a week later got accepted at a college school and here I am now still working, got the car of my dreams twice.. Sometimes I look back and just laugh at myself...

Note to self: always call when you can't get to work on the same day. Lol..

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Old 10-07-2014, 06:08 AM   #27
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I'm 20. Work in the oilfield 👌 bust my *** 110 hours a week. Can afford a Shelby if I really wanted one.


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Old 10-07-2014, 06:27 AM   #28
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I'm Curious How Do You Young Folks...........

27 bought a house last year. I had jobs since I was 16. Went to college and worked 5 days a week detailing cars until I graduated. My wife and I both work to pay for what we have. But I can say I don't put much in savings right now which will hopefully change in the next year. But as its been said you can't take your money with you and I'm trying to have fun while I'm on this rock.


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Old 10-07-2014, 06:28 AM   #29
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I bought my first Mustang, a 1968 GT convertible, in high school for $2500 which my dad loaned me. I kept that car for 25 years before finally letting it go. During much of that time I didn't have a pot to piss in either, raising a family and working dead end jobs. Eventually I went to dental school and then residency in a postgraduate program. I do okay but am still paying student loans, otherwise I would have bought a Shelby instead of a GT.
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Old 10-07-2014, 06:46 AM   #30
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it sounds like most folks that replied have earned their cars....props to ya!

fwiw I was 25 b4 I had a reliable car (used) and early 30's B4 my 1st new car. It got stolen 2 months after I bought it...

I had fun cars when I was young but not reliable ones. Now my toy $ comes from my wife. I make decent $ as a Industrial Technician but my wife is a Nurse so the real money comes from her.
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Old 10-07-2014, 08:28 AM   #31
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I'm Curious How Do You Young Folks...........

Back in the day living with your parents past like 18 was a bad thing. Now kids take pride in it. I'm in college and can't afford a new stang.. Then again I pay bills and can't work a ton of hours due to school.

There's like 3 main things tht can contribute.

1. Parents

2. Working insane hours for their car

3. Oil field which you can prosper with basically zero education past high school.

My first car was a 99 v6 which I payed half for (cash) and now I own my 03 GT.. All mine, no help from my parents. Although it's a older car I'm proud for it to be all mine.

So not all kids are lucky enough to own a new stang, I am a college kid with barely a pot to piss in just like you were. I save up just enough for a mod here and there.




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Old 10-07-2014, 09:01 AM   #32
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Nice replies! Thank you! Sounds like everybody is working hard and enjoying their cars. Best wishes to ya'll !!
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Old 10-07-2014, 09:38 AM   #33
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Heres how Im dealing with this broke stage in college: When I was in high school, I lived with my parents and worked 40 hours a week between my 2 jobs for the last 2 years of school. I think I made like $30,000 in those two years and drove a ****ty *** totaled 1996 Toyota Avalon. After I graduated high school, I went and worked at a foundry for the summer and the fall until I went to school in the second semester. I worked 85 hour weeks for 6 months making $18 an hour when it was over time (pay+half). On top of that I got a scholarship for school, my parents had $2k saved up for my college, and I take out student loans ever semester. All of this while living under my parents roof and eating their food. To add to it, I decided to go to a tech school instead of a 4 year so my entire degree is going to cost all of $10,000. That's nothing for a college degree in civil engineering technology.






Another thing regarding what you said about getting married and starting your own life: I see the financial hardships of that stage coming my way, which is why I realize that I HAVE TO BUY A MUSTANG NOW OR I WONT GET ONE UNTIL I AM 40 YEARS OLD!!! Seriously, its now or never. Being in college is the easiest financial time for me until I am well established, but even at that point I will be old, will have kids, a house payment, less testosterone, and probably wont ever even get one. I cant live with that. I learned from my dad that going out of your way to have fun just doesn't work for most adults. especially if you have a wife and kids. The way I see it, my life is over in like 5 years hahaha
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Old 10-07-2014, 10:53 AM   #34
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Heres how Im dealing with this broke stage in college: When I was in high school, I lived with my parents and worked 40 hours a week between my 2 jobs for the last 2 years of school. I think I made like $30,000 in those two years and drove a ****ty *** totaled 1996 Toyota Avalon. After I graduated high school, I went and worked at a foundry for the summer and the fall until I went to school in the second semester. I worked 85 hour weeks for 6 months making $18 an hour when it was over time (pay+half). On top of that I got a scholarship for school, my parents had $2k saved up for my college, and I take out student loans ever semester. All of this while living under my parents roof and eating their food. To add to it, I decided to go to a tech school instead of a 4 year so my entire degree is going to cost all of $10,000. That's nothing for a college degree in civil engineering technology.






Another thing regarding what you said about getting married and starting your own life: I see the financial hardships of that stage coming my way, which is why I realize that I HAVE TO BUY A MUSTANG NOW OR I WONT GET ONE UNTIL I AM 40 YEARS OLD!!! Seriously, its now or never. Being in college is the easiest financial time for me until I am well established, but even at that point I will be old, will have kids, a house payment, less testosterone, and probably wont ever even get one. I cant live with that. I learned from my dad that going out of your way to have fun just doesn't work for most adults. especially if you have a wife and kids. The way I see it, my life is over in like 5 years hahaha

+1 live life while your young because after like 26 or 30 it's all over. That's the rule living by at age 21 lol. It's scary to think of.


Yes I edit my posts a lot, auto correct likes to sabotage me!
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Old 10-07-2014, 11:00 AM   #35
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Originally Posted by V6 stang View Post
+1 live life while your young because after like 26 or 30 it's all over. That's the rule living by at age 21 lol. It's scary to think of.


Yes I edit my posts a lot, auto correct likes to sabotage me!
Well shoot. By that logic, I won't get a Stingray. Doubt a could probably come up with 60k or whatever in a few years after college.
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