Insurance depends on driving history & the state you're in. Esurance, before being acquired by AllState, was cheapest for me when we were in the Midwest. We're in Texas
now & geico is cheapest for me here.
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If you're near Ohio & can show residence there (friend or relative), get insurance there. Last I had coverage there, they had yearly fees. Not biannual. Almost for the same price as biannual in other states.