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Old 04-11-2012, 11:48 AM   #1
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Auto Insurance Rates

I was wondering what people are paying for auto insurance on their 2011-2012 V6's?
Please provide Age/State/Rate

I am a 23 year old male in Maryland and I am paying $765 for 6 months
I know thats a lot, but being a 23 year old male probably has something to do with it....
Also Maryland supposively has really high rates to begin with.
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Old 04-11-2012, 02:14 PM   #2
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Re: Auto Insurance Rates

Im a 33 yr old make in Ky. Im paying right at $100.00 a month for full coverage. Your rate at 23 years old probably isnt bad.
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Old 04-11-2012, 02:42 PM   #3
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Re: Auto Insurance Rates

Oh ya, forgot to mention its def not full coverage..
deductibles are mostly at $500 and It's mostly the minimum required

I dunno what insurance people have but I have progessive, plugged in their snapshot program, had it for about a month so far, I'm getting 18% returned to me
If I keep it plugged in for a half year and drive consistent with how I have been, they project I will get a 27% off discount . That will be a permanent one, even keep that rate after the 6 months and remove the tracker and can then drive however I want
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Old 04-11-2012, 03:42 PM   #4
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Im 20 yrs old paying 340 a month
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Old 04-11-2012, 03:44 PM   #5
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Re: Auto Insurance Rates

my 12 is 250/250 deductible, higher level payout on damages vs base. Its 65ish a month~ I am 30 fyi
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Old 04-11-2012, 04:02 PM   #6
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I pay about 350/mo for two cars. Full coverage through USAA. I'm in NY and I'm 24.
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Old 04-11-2012, 04:06 PM   #7
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I pay 430 a month for 2 cars. My 12 5.0 and my wifes 12 v6. I am 22 and have 2 tickets on my record also.
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Old 04-11-2012, 05:19 PM   #8
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I'm in VA- I have the one car and pay $144/month for full coverage ($500 deductible). My rate sucks because I have a couple tickets (not even speeding- evidently that doesn't matter, a ticket is a ticket) and had an accident last year (determined not to be my fault but they still raised my rate...hmmm). I'm in my mid 40s.
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Old 04-11-2012, 06:50 PM   #9
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Re: Auto Insurance Rates

Im 23 just outside of toronto and pay $145 a month full coverage. But im a homeowner so my rates are considerably less and i have a spotless record. Ive got friends who pay at least double because of 1 ticket and non homeowner
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Old 04-11-2012, 06:53 PM   #10
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I'm 28 in NJ and I pay 180 a month for my V6
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Old 04-11-2012, 08:19 PM   #11
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Hmmm I guess from the rates im seeing here mines pretty good.. After the reduction I will be getting, ill be a little under $100 a month
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Old 04-11-2012, 08:59 PM   #12
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Im 21 in GA with full coverage 250 deductible and pay 785 every six months. Closer you live to a big city the worse it is. Im 20-30 mins from atl...

---------- Post added at 08:59 PM ---------- Previous post was at 08:57 PM ----------

I also have a seperate policy on a 93 F-150 inline 6 with state min coverage just liability and pay 140 a month. Sucks and makes no sense!!
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Old 04-12-2012, 12:09 AM   #13
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Proud owner of a new 2013 V6 Premium in deep impact blue here. First Mustang and I love it!

My rate is now $490 per six months for 250/500 coverage. Guess that's pretty good but I have a discount because my house is insured with the same company, home owner, spotless record, over 40 , etc.
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Old 04-12-2012, 06:44 AM   #14
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Originally Posted by devermore
proud owner of a new 2013 v6 premium in deep impact blue here. First mustang and i love it!

My rate is now $490 per six months for 250/500 coverage. Guess that's pretty good but i have a discount because my house is insured with the same company, home owner, spotless record, over 40 , etc.
lucky! Pays too be older in this case!
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Old 06-04-2012, 05:38 PM   #15
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Re: Auto Insurance Rates

25 yo, with a clean incident free license since I was 18.
Full coverage for 86$ a month, with a 1000$ deductible. Figured I would use my insurance only if the costs are more than a 1000 anyways.
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Old 06-05-2012, 03:39 PM   #16
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Re: Auto Insurance Rates

11' v6 coupe, 23 years old, Chicagoland area, clean record, full coverage, American Family. I pay $572.82 per 6 mo. (Still on my families plan )
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Old 06-05-2012, 08:33 PM   #17
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Gosh I live in NJ, 28 clean record an my monthly payment is $150
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Old 06-06-2012, 05:49 AM   #18
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30 years old in ATL. Married rent an apt. Insurance is through State Farm. My 2011 V6 Premium Stang is $72/month for full coverage with uninsured motorist and 250/500 deductibles.

If you think that's good, my wife's rate on her 2011 CR-V is insane. She pays $265 for 6 months...

We have a renter's policy with some additional riders, and I, for some reason, get a good driver discount.
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Old 06-06-2012, 08:28 AM   #19
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Quote:
Originally Posted by illestdomer2005
30 years old in ATL. Married rent an apt. Insurance is through State Farm. My 2011 V6 Premium Stang is $72/month for full coverage with uninsured motorist and 250/500 deductibles.

If you think that's good, my wife's rate on her 2011 CR-V is insane. She pays $265 for 6 months...

We have a renter's policy with some additional riders, and I, for some reason, get a good driver discount.
I'm surprised the CRV is that much. So combined You all pay less than 700 per yer for 2 cars not bad. The Mustang is surprisingly inexpensive to insure.
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Old 06-06-2012, 09:42 AM   #20
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510 for six months. 85 dollars a month and 50 dollars a month on a 2006 f250. 27 years old renting and I pay 18 dollars a month in renters insurance. Everything is a 500 dollar deductible

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Old 06-09-2012, 06:53 AM   #21
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Quote:
Originally Posted by 99ford

I'm surprised the CRV is that much. So combined You all pay less than 700 per yer for 2 cars not bad. The Mustang is surprisingly inexpensive to insure.
The CR-V is a 2011 with full coverage, and my wife is 26. I guess it just pays to be female when you're talking about insurance.

I checked out rates before I decided to buy. At the time, I was looking at a lot of different options - Civic Si, Genesis Coupe, Camaro, and obviously the Mustang. If I recall, the Camaro was the least expensive out of the group, followed by the Mustang. Couldn't believe how much it cost to insure a Civic Si!

GT cost about $50 or $60 more every 6 months to insure, I believe. You'd spend more on the difference of the cost of gas between the two than you would on insurance...
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Old 06-09-2012, 08:44 AM   #22
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Quote:
Originally Posted by illestdomer2005

The CR-V is a 2011 with full coverage, and my wife is 26. I guess it just pays to be female when you're talking about insurance.

I checked out rates before I decided to buy. At the time, I was looking at a lot of different options - Civic Si, Genesis Coupe, Camaro, and obviously the Mustang. If I recall, the Camaro was the least expensive out of the group, followed by the Mustang. Couldn't believe how much it cost to insure a Civic Si!

GT cost about $50 or $60 more every 6 months to insure, I believe. You'd spend more on the difference of the cost of gas between the two than you would on insurance...
That's the same thing statefarm told me.
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Old 06-09-2012, 08:03 PM   #23
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Lol all you guys insurance is so cheap I'm 18 on my parents insurance for 237 per month oh and I have a clean record
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Old 06-09-2012, 11:21 PM   #24
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Originally Posted by killrocker52
Lol all you guys insurance is so cheap I'm 18 on my parents insurance for 237 per month oh and I have a clean record
18 year old male is about as risky as it gets. Damn actuarial tables!
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Old 06-14-2012, 09:27 PM   #25
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Quote:
Originally Posted by illestdomer2005

18 year old male is about as risky as it gets. Damn actuarial tables!
The old saying, is ask an actuary how you will die, they will most likely know.
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Old 06-14-2012, 10:15 PM   #26
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Originally Posted by 99ford

The old saying, is ask an actuary how you will die, they will most likely know.
Lies, damn lies, and statistics!
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Old 06-14-2012, 10:21 PM   #27
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Re: Auto Insurance Rates

hmph.....42 years old and only paying 50 a month for full coverage. State Farm baby!
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Old 06-14-2012, 10:33 PM   #28
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hmph.....42 years old and only paying 50 a month for full coverage. State Farm baby!
17 paying $70 for liability comprehensive and uninsured motorists.
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Old 06-14-2012, 10:40 PM   #29
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Re: Auto Insurance Rates

gee I feel like the 'old guy' on here...LOL, but its great you chat and share info among fellow Mustang owners....regardless of age....since we do have one thing in common...OUR CARS!
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Old 06-14-2012, 10:56 PM   #30
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Quote:
Originally Posted by 99ford

I'm surprised the CRV is that much. So combined You all pay less than 700 per yer for 2 cars not bad. The Mustang is surprisingly inexpensive to insure.
Say what? I pay 1,200 a year for mine. 19 years old though with two tickets. One speed, one noise violation.
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Old 06-14-2012, 11:12 PM   #31
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Re: Auto Insurance Rates

ouch...spinning your tires White,.?
I pay 100 a month for both rides..the Mustang and my Corolla. I've been a good little boy...for now...(Evil laugh) wait until slimer is broken in....hmmmmmm
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Old 06-15-2012, 09:11 AM   #32
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More like subs and a 22 over ticket. I invested in an escort radar and learned that the cops around here like country so if you blare that your good. I'm a metal head though -_- damn you Alabama lol how is everyone getting lower rates. Is it because of my age mostly?
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Old 06-15-2012, 09:13 AM   #33
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Re: Auto Insurance Rates

29 years old, Male, 2011 v6, $ 186.00 month, Geico , Full Coverage
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Old 06-15-2012, 09:58 AM   #34
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More like subs and a 22 over ticket. I invested in an escort radar and learned that the cops around here like country so if you blare that your good. I'm a metal head though -_- damn you Alabama lol how is everyone getting lower rates. Is it because of my age mostly?
Mine is because I have no tickets, (although I got a warning for "illegal squealing of the tires") and I have "good student" discount.

Plus I always blare my old school American rock and never have gotten even a warning. And I speed all the time. Mainly 10-15 over.
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Old 06-15-2012, 10:08 AM   #35
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I'm 17 and my v6 camaro was $120 a month, I have yet to see what the mustang will be, but I'm predicting above $200 maybe as high as $250. I thought my insurance was bad but I'm seeing numbers above $400. I also don't have any sort of tickets or accidents, don't know how, people seem to love moving into my lane when I'm right beside them.
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