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Old 01-11-2013, 05:33 AM   #36
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Originally Posted by bucko View Post
Most insurance companies give you a day to go and remove specialty parts assuming you did not add then to your policy; this would then factor into their payout.

Progressive did this when my son's truck was totalled. He kept the stock rims and tires, so we were able to swap them out at the body shop right before it went to the boneyard.

For this reason, consider keeping the stock parts you remove, so you can swap them out, such as rims/tires, etc. Small cosmetic type parts will most likely not be "missed".
^This!
I've got a shed with all my stock parts in it. If I should trade it in or it gets totaled out, all my stock parts go back on. It might take longer then a day.
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Old 01-11-2013, 05:41 AM   #37
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Dealing with the insurance now, and they are still deciding if it's a total loss. I'm not too sure if I want the same car again due to the body damage. Once your bone breaks, it will never heal the same
And yeah, as said above. It's got structural damage the roof & "A" pillar are toast. Any reputable insurance agency would total that out.
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Old 01-11-2013, 08:21 AM   #38
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Quote:
Originally Posted by bucko
Most insurance companies give you a day to go and remove specialty parts assuming you did not add then to your policy; this would then factor into their payout.

Progressive did this when my son's truck was totalled. He kept the stock rims and tires, so we were able to swap them out at the body shop right before it went to the boneyard.

For this reason, consider keeping the stock parts you remove, so you can swap them out, such as rims/tires, etc. Small cosmetic type parts will most likely not be "missed".
Farmers won't let you. Took me 6mon to settle with them over the wheels on my truck.
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Old 01-11-2013, 08:27 AM   #39
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They took the truck to thier impound lot , I made them tow it home. Needless to say, when the roll back went through town with it after the settlement, it had pretty Pink stock wheels on it.
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Old 01-11-2013, 10:04 AM   #40
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Glad your okay man !
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Old 01-11-2013, 11:29 AM   #41
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9/10 cars it would be a total loss but since the car is so new 2months old they might just try and bring it back to life. I'm happy and all but I wouldn't know if that damage may have affect other parts of the car. So I rather that they give me money to get a new one! As for the after market parts I can't touch the car at all I can only look at it. My insurance is a tease! :/
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Old 01-12-2013, 12:05 PM   #42
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yeah...bastards never want to total anything these days......but you are right, could be more internally wrong...sigh
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Old 01-12-2013, 12:17 PM   #43
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Glad to hear your okay!! So true, insurance companies scam us.I live in Toronto,Canada and my insurance went up $150 month,when I got the 13,v6.
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Old 01-13-2013, 12:08 AM   #44
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Sorry to hear that! My 2012 just got totaled last month! But I got me a new 2013 already!! Couldn't wait!! Managed to salvage my CAI too!! Yess!
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Old 01-13-2013, 08:41 AM   #45
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**** deal. That's a writeoff. No way in hell they repair that. Frame rail damage. Suspension damage, firewall damage, pillar damage. It would cost 50k to fix.
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