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Old 05-27-2015, 04:46 AM   #36
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Can he sell parts that might make it inoperable ie. Exhaust manis if it gets totaled? I mean since it already won't move. I'll take a stock mani. But again sorry for your loss man.

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Old 05-27-2015, 07:30 AM   #37
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Can he sell parts that might make it inoperable ie. Exhaust manis if it gets totaled? I mean since it already won't move. I'll take a stock mani. But again sorry for your loss man.

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If it's totaled and he chooses to retain the car then he can do what he wants with it. If he wants to part it out, he could. But typically people choose to let the insurance company take the car and in that instance the car must be "whole". Any missing parts will subtract from the value.
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Old 05-27-2015, 07:39 AM   #38
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Can he sell parts that might make it inoperable ie. Exhaust manis if it gets totaled? I mean since it already won't move. I'll take a stock mani. But again sorry for your loss man.

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No, generally the insurance companies sell the cars to either be fixed and rebranded with salvage titles or to junk yards for parts to try and minimize their loss


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Old 05-27-2015, 07:45 AM   #39
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Flooded car

All depends if OP wishes to buy his car back from his insurance provider.


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Old 05-27-2015, 08:05 AM   #40
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Old 05-27-2015, 08:16 AM   #41
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I do not want this car after all the water has been in it! Haha- no sir. A four banger is out of the question, and I believe my only option would be a 2014 V6 in excellent condition (I'm picky). Also, I've got a strut tower brace and OEM engine cover I put on the car that I'll sell if it's totaled.


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Old 05-27-2015, 09:40 AM   #42
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Hmmmmm how much would you be willing to let that engine cover go for?
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Old 05-28-2015, 12:26 AM   #43
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Joking aside, it's awful to see this happen to anyone's car I hope insurance pays out and you get a car you want!
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Old 05-29-2015, 08:49 AM   #44
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So guys, here's where we stand:

Allstate came out and said that because the water level was a level 2 (instead of 3 where the water level touches the dashboard) the car may be repairable.

Keep in mind, it's been sitting for three days closed up and had water to the bottom of the seat cushions. I DON'T want this car after this mess. Mold on the seat, a plant growing on the floorboard!

I tried to jump the car, and it will not even turn over or give any sort of lights or anything. Dead. Dead. Dead.

They have advised me to have it towed to be inspected.

Since I was driving and it died, do you think it's hydro locked? I really am worried they will fix it. Water got in the shifter area and that seems to be fried because it won't shift from park and everything is damp in that area. The LCD screen has moisture and I'm sure all the heat has moisture in other areas of the inside of the car. Now four days sitting closed and wet. I cannot get it started for the life of me and do know that there's water on the dipstick for the motor.

Any help would make me feel better. She didn't do anything except look at the water line and then write a check to have the car cleaned and flushed.

What the hell?!?!

Any advice would make me feel better. I'm pretty upset.


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Old 05-29-2015, 08:51 AM   #45
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I was shocked they didn't total it out and I've tried to get anything to turn on, even the headlights and nothing happens.


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Old 05-29-2015, 08:57 AM   #46
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Sadly, sometimes with insurance companies you have to show obvious proof with written acknowledgement by a shop that the car is dead before they will total it. If you get it towed and the tech says to nuke it from orbit, then you are still in luck. Will the insurance cover the towing? Lol
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Old 05-29-2015, 08:57 AM   #47
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We've got a car that's been totaled out by the insurance company. Got hit by lightning, over 9 grand to fix it, 10 Camry.


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Old 05-29-2015, 08:59 AM   #48
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Likely what will happen is the shop will go over it, give them an estimate of what needs repairs/replacement. The insurance will look at that cost and % of value it reaches vs cutting you a check and make a decision. Given that you were driving it when it died, it very well could be hydrolocked.
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Old 05-29-2015, 09:00 AM   #49
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I have no idea- I've paid for insurance for 15 years and finally need to use it and I was floored that they didn't tow it off- she just said, "go ahead and have it towed to a repair facility when you can and they will take it apart and contact us with a supplement amount." You'd think that with it closed up, they would rush it somewhere instead of having it fester in the heat and humidity.


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---------- Post added at 02:00 PM ---------- Previous post was at 01:59 PM ----------

My agent told me 70% is the threshold for total loss.


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Old 05-29-2015, 09:05 AM   #50
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If it were me and you have an alternate mode of transportation... I'd probably continue to let it fester in the sun for a couple of more days before I called the tow to take it to the shop. Let that ruin really set in to ensure when they go through it the list of things needing replacement is the entire interior plus where ever else the water managed to work it's way to.
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Old 05-29-2015, 09:16 AM   #51
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I figured that if the shop even gets to it tomorrow, it will sit all weekend until Monday am to be looked at.


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---------- Post added at 02:16 PM ---------- Previous post was at 02:15 PM ----------

I've got another vehicle and a rental they put me in.


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Old 05-29-2015, 09:20 AM   #52
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I figured that if the shop even gets to it tomorrow, it will sit all weekend until Monday am to be looked at.


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---------- Post added at 02:16 PM ---------- Previous post was at 02:15 PM ----------

I've got another vehicle and a rental they put me in.


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I cannot help but feel for you man. Having a car down for a while is heart breaking enough. Knowing the car will not be recovered is even worse. All I can say is I hope you can do something with some friends or something this weekend to keep your mind off it as much as possible. Even though this is a tragedy, you still need to enjoy other things in the mean time. The more you think about it, the more you might get up set. OR you can start planning your next car Because IF they did fix it, I would take it to the nearest Ford dealer and trade that.
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Old 05-29-2015, 09:24 AM   #53
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LOL- that thing will be gone if I get it back. We will see. I was just worried and hoping someone would know how bad it could possibly be... In the end, the dealer needs to really just tear it apart and determine the extent of the damage.


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Old 05-29-2015, 09:26 AM   #54
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LOL- that thing will be gone if I get it back. We will see. I was just worried and hoping someone would know how bad it could possibly be... In the end, the dealer needs to really just tear it apart and determine the extent of the damage.


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EGG-xactly!!! XD

And maybe hint to them that you REALLY hope it's totaled. (But be subtle)
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Old 05-30-2015, 01:14 PM   #55
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Situation sucks. Maybe show this pic to the guys at the shop and get them on your side?

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Old 05-30-2015, 01:46 PM   #56
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I dropped it off at Ford today and am really down that the initial response from the service rider is it's probably repairable. Even the new motor is 7,000.00, but the car only has 7k miles and he will let me know Wednesday on if it will be totaled or not. Very sad day.


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Old 05-30-2015, 04:28 PM   #57
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I'm about 99% certain they will total it. Especially if it hydro locked. When they do the initial inspection they are using a program that assigns points to things the rep selects. Once it reaches xxx points then the system will trigger a total. If it's a new car the point threshold is crazy high because there is more vehicle value to work with before it reaches that 70%. With new cars it almost always requires a shop tear down because the system can't comprehend the extent of the damage.
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Old 05-30-2015, 05:06 PM   #58
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I sure hope you're right. Have you had an experience in the past with this?


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Old 05-30-2015, 05:29 PM   #59
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I sure hope you're right. Have you had an experience in the past with this?


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Old 06-01-2015, 10:53 AM   #60
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I sure hope you're right. Have you had an experience in the past with this?


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I work insurance claims. Have for the last 5-6 years now. I see this all the time.
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Old 06-01-2015, 11:07 AM   #61
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If there was water in the air cleaner box, it most likely got into the cylinders, causing a hydro-lock situation (water does not flash burn like gas, and does not compress like it either, so you may have damaged valves, bent the rods, or any combination of both. The carpet is going to mold and shrink. The seats will stink. The electronics will develop gremlins for the rest of its life.

It's best that it becomes a totaled loss.
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Old 06-01-2015, 12:35 PM   #62
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If for some reason the do repair it, don't accept the car until every little detail is perfect. Unfortunately the fact that it was flooded will show up and the value will be impacted majorly. Even worse, you can't file diminished value claims against flood damage the majority of the time.

Here's hoping they do end up totalling it.
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Old 06-01-2015, 12:37 PM   #63
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Thanks... In visiting with the dealership service person, he handed me an invoice from a 2015 mustang that needed a new motor due to flood and it was an 11,000.00 job. Car fixed. He seemed pretty confident (they haven't fully disassemble the car yet) that it's repairable, even with a new motor. I'll know by this evening what the verdict is...


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Old 06-01-2015, 12:52 PM   #64
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Whatever the case may be. Make sure to test everything if they fix it. Any MyColor component, radio/cd player, powered seats, A/C, etc.
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Old 06-01-2015, 01:55 PM   #65
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Attachment 183387Attachment 183388

These were taken before the water rose, after the car died.


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Yikes! Was this outside your house? I hope you weren't driving it.
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Old 06-02-2015, 06:09 AM   #66
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Allstate declared it a total loss!!!!!!!


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Old 06-02-2015, 06:15 AM   #67
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Time to get a new car!
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Old 06-02-2015, 06:35 AM   #68
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Boom! So what are you going to get?


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Old 06-02-2015, 06:54 AM   #69
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yeah!!!!!!!

it's kinda sad when the good news is: "it's totaled" but it is good news.
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Old 06-02-2015, 07:26 AM   #70
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Oh gosh... I need to start looking for a 2014 possibly new or slightly pre-owned. I'll go drive the 2015 for laughs. Just can't get a 4cyl.


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