Insurance rates? - Mustang Evolution

Go Back   Mustang Evolution > 4 Cylinder | V6 | Classic Mustangs || Tech and Talk > 2011-2014 V6 Mustang



Reply
 
Thread Tools Search this Thread
Please support our sponsors and let them know you heard about them here!
Old 09-27-2015, 02:17 PM   #1
Registered User
Newbie
 
Join Date: Sep 2015
Location: Atlanta
Region: Georgia
Posts: 1
Insurance rates?

I'm 18 and seriously looking to get a 2013-2014 mustang really soon. But I'd like to know what you guys pay about other company's also. I was just wondering what you guys pay for insurance? Also what do you think a good estimate for an 18 year old would be. It's a v6 btw
Alex.reyes is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 09-27-2015, 02:21 PM   #2
Registered Member

Regular
 
natestang07's Avatar
 
Join Date: Jun 2014
Location: Soap Lake
Region: Washington
Posts: 5,321
It changes so much based on companies and areas and whatnot. I would just start getting quotes from places. What one 18 year old is paying on here might be really different from what you pay
natestang07 is offline   Reply With Quote
Old 09-27-2015, 02:27 PM   #3
Registered Member
Regular
 
TrevorMCA's Avatar
 
Join Date: Aug 2015
Location: Spring
Region: Texas
Posts: 196
It also depends on the coverage. I live is Houston and have full coverage. I pay $230 with State Farm. I've seen some go for just liability insurance at like $115. It all depends.


Trevor
TrevorMCA is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 09-27-2015, 03:40 PM   #4
Registered Member
Regular
 
Join Date: Jun 2015
Location: HARTWELL LAKE AREA
Region: South Carolina
Posts: 435
Quote:
Originally Posted by TrevorMCA View Post
It also depends on the coverage. I live is Houston and have full coverage. I pay $230 with State Farm. I've seen some go for just liability insurance at like $115. It all depends.


Trevor
that's a month right, my grandson 20 yo college student was $500 a year for liability only. he got three speeding tickets with-in a year.now would be $1500 if I hadn't taken his v6 away.he doesn't drive now
ALLYDRIVER1 is offline   Reply With Quote
Old 09-27-2015, 03:43 PM   #5
Registered Member
Regular
 
forceflow2's Avatar
 
Join Date: Jan 2013
Location: Rensselaer
Region: New York
Posts: 186
As others have said, it's going to vary wildly. I'm in New York and pay about $550 ($250 deductible) every 6 months with State Farm. It also will heavily depend on how much driving you'll be doing.
__________________
2013 V6 Premium GHIG purchased 01/16/13
forceflow2 is offline   Reply With Quote
Old 09-27-2015, 04:42 PM   #6
Registered Member
Regular
 
Diehard's Avatar
 
Join Date: Mar 2014
Location: North Reading
Region: Massachusetts
Posts: 2,112
You can get a no obligation quote online from Geico.
__________________
____________________________________________________
14 V6 auto, MCA, PP, BBK Shorties, MMD Hood Struts, Borla Touring A/B's, MAC ProChamber, aFe drop-in Filter
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Lets not forget, an opinion is a judgment, viewpoint, or statement about matters commonly considered to be subjective.
Diehard is offline   Reply With Quote
Old 09-27-2015, 04:51 PM   #7
Registered Member

Regular
 
tym_v6's Avatar
 
Join Date: Feb 2015
Location: Suck it, Goodell
Region: Massachusetts
Posts: 1,340
Quote:
Originally Posted by natestang07 View Post
It changes so much based on companies and areas and whatnot. I would just start getting quotes from places. What one 18 year old is paying on here might be really different from what you pay
+1. Many companies will let you do rough quotes online, for free.
tym_v6 is offline   Reply With Quote
Old 09-27-2015, 06:09 PM   #8
Registered Member
Regular
 
Join Date: Oct 2014
Location: Charlotte
Region: North Carolina
Posts: 35
Best thing to do is get off the forums and call some insurance companies and see what they quote for your area and circumstances. There's far too many variables to go by anyone else's numbers.
__________________
2014 V6 manual
Charlotte Stang is offline   Reply With Quote
Old 09-27-2015, 06:44 PM   #9
Registered Member
Regular
 
Odai1437's Avatar
 
Join Date: Jun 2015
Location: Greensboro
Region: North Carolina
Posts: 32
Im 19 and i have a 2014 v6 and I pay around 150 a month full coverage


Instagram: Odaii_7
Odai1437 is offline   Reply With Quote
Old 09-27-2015, 07:08 PM   #10
Registered Member
Regular
 
Waylap1's Avatar
 
Join Date: Aug 2014
Location: US
Region: New Hampshire
Posts: 820
No way you can ask everyone and know what you're going to pay. Different states, even cities vary based on crazy formulas for risk. Driving records, whether it's piggy backed on mom and dads or your very own policy, deductible, prior claims,
And you're even trying to just ask for your age.
Add in the age of person, homeowner or renter, credit score, married or single....
Just shop around. Don't do it by interweb by plugging in info...it only slam dunks you into the harassing marketing phone calls and emails for the next 6 months non stop from every company you can imagine. You will get random phone calls and emails about car insurance like crazy.
Waylap1 is offline   Reply With Quote
Old 09-27-2015, 07:15 PM   #11
Registered Member
Regular
 
Join Date: Sep 2012
Region: New Jersey
Posts: 73
Quote:
Originally Posted by Odai1437 View Post
Im 19 and i have a 2014 v6 and I pay around 150 a month full coverage


Instagram: Odaii_7

Exactly what I paid at 19 with my v6. That was in Jersey with Geico, couple tickets on my record too.


Sent from my iPhone using Mustang Evolution
Dhawk1313 is offline   Reply With Quote
Old 09-27-2015, 07:18 PM   #12
Registered Member
Regular
 
Panther140's Avatar
 
Join Date: Sep 2014
Location: xxx
Region: Other
Posts: 1,473
You're going to be over $150/month and probably have to have full coverage unless you buy the car outright with cash
Panther140 is offline   Reply With Quote
Old 09-27-2015, 08:04 PM   #13
Registered Member
Regular
 
Diehard's Avatar
 
Join Date: Mar 2014
Location: North Reading
Region: Massachusetts
Posts: 2,112
Quote:
Originally Posted by Waylap1 View Post
No way you can ask everyone and know what you're going to pay. Different states, even cities vary based on crazy formulas for risk. Driving records, whether it's piggy backed on mom and dads or your very own policy, deductible, prior claims,
And you're even trying to just ask for your age.
Add in the age of person, homeowner or renter, credit score, married or single....
Just shop around. Don't do it by interweb by plugging in info...it only slam dunks you into the harassing marketing phone calls and emails for the next 6 months non stop from every company you can imagine. You will get random phone calls and emails about car insurance like crazy.
Sounds like you're talking from experience.
I basically agree except if he deals with a single company, it won't go into a pool of insurance companies.
__________________
____________________________________________________
14 V6 auto, MCA, PP, BBK Shorties, MMD Hood Struts, Borla Touring A/B's, MAC ProChamber, aFe drop-in Filter
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Lets not forget, an opinion is a judgment, viewpoint, or statement about matters commonly considered to be subjective.
Diehard is offline   Reply With Quote
Old 09-27-2015, 09:31 PM   #14
Registered Member
Regular
 
NewMtang's Avatar
 
Join Date: Aug 2012
Location: Indianapolis
Region: Indiana
Posts: 1,951
Quote:
Originally Posted by Alex.reyes View Post
I'm 18 and seriously looking to get a 2013-2014 mustang really soon. But I'd like to know what you guys pay about other company's also. I was just wondering what you guys pay for insurance? Also what do you think a good estimate for an 18 year old would be. It's a v6 btw
______________

Also ask how much a V6 would be. It's entirely possible that the rates will be so high it would be cheaper to get a V6. After all, it's still a Mustang.
__________________
2013 Silver V6 Premium, Ford Racing Handling Package, MGP Black Caliper Covers, Airaid CAI, Bama Tuner, BBK Catted X-Pipes, Corsa Sport Axle-Back Exhaust, Alum One Piece Driveshaft, BBK Ceramic Shorties, Whiteline Adj. UCA, Whiteling ADJ. Lower Control Arms, Whiteline Adj. Pan Hard Bar, Upgraded Rotors (Cross Cut and Drilled), Ceramic Pads, J&M Stainless Steel Brake Lines (Front and Back), 18" Staggered Chrome Bullitts, MMD Eleanor Side Scoops, Side Scoops, Roush Front and Lower Grilles and Super Snake Stripes.
NewMtang is offline   Reply With Quote
Old 09-27-2015, 11:56 PM   #15
Registered Member
Regular
 
pitboss's Avatar
 
Join Date: May 2015
Location: Fontana
Region: California
Posts: 119
Quote:
Originally Posted by NewMtang View Post
______________

Also ask how much a V6 would be. It's entirely possible that the rates will be so high it would be cheaper to get a V6. After all, it's still a Mustang.
He said it's a v6. My insurance guy at all state said there's little difference between engines because "it's a muscle car". Doesn't matter much if it's a v6 or v8. iirc like 150.00 difference for 6 mo. At full coverage. I couldn't believe they don't discount a v6 more.
__________________
2012 Pony Pkg 3.7 convertible, MPT tuned, 4.10's, Dynotech 3.5" DS, Borla Touring axle backs, BBK 73mm TB and ceramic shorties, Whiteline sway bars and UCA/LCA with relocation brackets, BMR adj. PHB and brace, Steeda CAI, CE frame braces, Bilstein shocks, H&R race springs, SS brake lines, full HID, GT 500 gauge pod with gauges and misc. exterior upgrades
pitboss is offline   Reply With Quote
Old 09-28-2015, 06:28 AM   #16
Registered Member
Regular
 
kona010's Avatar
 
Join Date: Feb 2015
Posts: 173
I have a '10 gt I just turned 23 and pay just a hair over $100 a month for full coverage.


Sent from my iPhone using Mustang Evolution
kona010 is offline   Reply With Quote
Old 09-28-2015, 06:33 AM   #17
Admin

Supporter
Admin
 
bucko's Avatar
 
Join Date: Nov 2012
Location: Lake Mary
Region: Florida
Posts: 5,822
18 to 25 year old male, unmarried driver? Expect to pay high premiums, even with a high deductible. That's the unfortunate way insurance companies work.

Those who quote rates should include what their deductible is, as that plays a very large part in your monthly or yearly rate.
First time you get into an accident and find that your lower rate has a $1000.00 deductible is going to hurt your wallet, especially if the damage was less then your deductible. That means you pay it all.
__________________
It is better to keep your mouth closed and let people think you are a fool than to open it and remove all doubt.
bucko is offline   Reply With Quote
Old 09-28-2015, 02:45 PM   #18
Registered Member
Regular
 
Sgonza33's Avatar
 
Join Date: Aug 2014
Location: Lodi
Region: California
Posts: 52
I currently pay 240$ a month for full coverage with AAA. I am 22 with a clean record and I've been driving since I was 16. I have 2012 v6.
Sgonza33 is offline   Reply With Quote
Old 09-28-2015, 08:34 PM   #19
Registered Member
Regular
 
Zac11GT's Avatar
 
Join Date: Aug 2015
Location: Brooklyn, NY
Region: New York
Posts: 29
I'm currently paying 160 a month full coverage. Still think it's high


Sent from my iPhone using Mustang Evolution
__________________
Very Truly Yours

Zac
--------------------------------------------------------------------------------------
2011 Sterling Gray Metallic, 6 Speeds, Brembo, Track Package, 3,73 Gear, GT500 Quad Axle Backs,
Zac11GT is offline   Reply With Quote
Old 09-28-2015, 08:56 PM   #20
Registered Member
Regular
 
motu365's Avatar
 
Join Date: Sep 2015
Location: Vancouver
Region: Washington
Posts: 27
Quote:
Originally Posted by TrevorMCA View Post
It also depends on the coverage. I live is Houston and have full coverage. I pay $230 with State Farm. I've seen some go for just liability insurance at like $115. It all depends.


Trevor
Damn. $230?! Holy ****. Age, area, record, deductible and how long you been with the company determines price.

I pay $100 for full coverage

Sent from my SM-N910V using Tapatalk
motu365 is offline   Reply With Quote
Old 09-28-2015, 10:12 PM   #21
Registered Member
Regular
 
TCopp's Avatar
 
Join Date: Mar 2013
Location: KCMO
Region: Missouri
Posts: 1,260
I pay $207 for full coverage on my 13 Gt and my wife's 2011 Kia Soul. Liability only on my 02 trailblazer.


Sent from my iPhone using Mustang Evolution
__________________

2013 GT/CS
TCopp is offline   Reply With Quote
Old 09-28-2015, 10:28 PM   #22
Registered Member
Regular
 
Noodles76's Avatar
 
Join Date: Jul 2014
Location: Central FL
Region: Florida
Posts: 1,198
Get a Vin number from a similar car your looking to buy and call around. I am over 25 married and own a home. My wife and I pay $155 a month for 2 cars with full coverage. We use esurance currently. I call around every 6 months but no one can beat their prices with the coverages we carry. But do know we receive a lot of discounts for our age and owning a home.


Sent from my iPhone using Mustang Evolution
Noodles76 is offline   Reply With Quote
Old 09-29-2015, 04:11 AM   #23
Admin

Supporter
Admin
 
bucko's Avatar
 
Join Date: Nov 2012
Location: Lake Mary
Region: Florida
Posts: 5,822
Again, full coverage, but what is your deductible? A policy with no deductible is going to be much higher per month (or quarterly depending on how you set up your payment, which can also affect your price) then full coverage with a $500.00 or &1000.00 deductible.
Most folks get shocked when they have their first accident, and make a claim. They find out that their great "rate" had a large deductible, which means they pay that out of pocket before the insurance money is paid out. Let's say your accident is your fault, and the cost to fix your car is $1500.00. If your deductible is $1000.00, you'll only collect $500.00 from the insurance company; the rest is out of your pocket.

Got any mods on your Mustang? If you don't carry additional insurance to cover them, you get nothing on them if they are damaged in an accident. You are supposed to call your agent and have them added to the policy (and at a additional price in most cases).

Uninsured motorist is another coverage most do not take. This one hit me hard. I got struck by an uninsured motorist. My car's damage was $2300.00, which was out of my pocket, because I did not have uninsured motorist coverage.
__________________
It is better to keep your mouth closed and let people think you are a fool than to open it and remove all doubt.
bucko is offline   Reply With Quote
Old 09-29-2015, 04:15 AM   #24
Registered Member

Regular
 
natestang07's Avatar
 
Join Date: Jun 2014
Location: Soap Lake
Region: Washington
Posts: 5,321
Around here you would be a fool to not pick up uninsured motorist.
natestang07 is offline   Reply With Quote
Old 09-29-2015, 07:38 AM   #25
Registered Member
Regular
 
Diehard's Avatar
 
Join Date: Mar 2014
Location: North Reading
Region: Massachusetts
Posts: 2,112
2 cars for 1 yr - $806.46
Click image for larger version

Name:	Geico Car Ins - Mass.jpg
Views:	172
Size:	184.2 KB
ID:	191639
__________________
____________________________________________________
14 V6 auto, MCA, PP, BBK Shorties, MMD Hood Struts, Borla Touring A/B's, MAC ProChamber, aFe drop-in Filter
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Lets not forget, an opinion is a judgment, viewpoint, or statement about matters commonly considered to be subjective.
Diehard is offline   Reply With Quote
Old 09-29-2015, 01:20 PM   #26
Registered Member
Regular
 
Noodles76's Avatar
 
Join Date: Jul 2014
Location: Central FL
Region: Florida
Posts: 1,198
Quote:
Originally Posted by Noodles76 View Post
Get a Vin number from a similar car your looking to buy and call around. I am over 25 married and own a home. My wife and I pay $155 a month for 2 cars with full coverage. We use esurance currently. I call around every 6 months but no one can beat their prices with the coverages we carry. But do know we receive a lot of discounts for our age and owning a home.


Sent from my iPhone using Mustang Evolution

My deductible is $500.00


Sent from my iPhone using Mustang Evolution
Noodles76 is offline   Reply With Quote
Old 09-29-2015, 05:20 PM   #27
Registered Member
Regular
 
mckhammer's Avatar
 
Join Date: Jul 2014
Location: Mid-Ohio
Region: Ohio
Posts: 128
Quote:
Originally Posted by Alex.reyes View Post
I'm 18 and seriously looking to get a 2013-2014 mustang really soon. But I'd like to know what you guys pay about other company's also. I was just wondering what you guys pay for insurance? Also what do you think a good estimate for an 18 year old would be. It's a v6 btw
I am also 18 and pay $145 for my 2012 sixxer with full coverage in Ohio. My driving record has been pretty good and the good grades help bring the price down substantially.

Sent from my XT1080 using Mustang Evolution mobile app
__________________
2012 pp, 20% tint all around, caliper covers, Roush ab, ford racing 3.55's, MPT tuned, Steeda cai, boss 302 strut tower brace, 1 piece aluminum Axle Exchange DS
mckhammer is offline   Reply With Quote
Reply

Lower Navigation
Go Back   Mustang Evolution > 4 Cylinder | V6 | Classic Mustangs || Tech and Talk > 2011-2014 V6 Mustang

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Mustang Insurance rates lwillow2113 General Mustang Discussion 11 03-25-2015 07:11 AM
Auto Insurance Rates NickAP12589 2011-2014 V6 Mustang 73 07-18-2014 06:30 PM
Insurance rates for a 2007 mustang v6 in Boston? Cormag General Mustang Discussion 2 12-15-2011 09:48 PM
Insurance rates on cars? Pommelraie General Car Discussion 1 07-19-2011 12:18 AM
Stock spring rates 232stang01 Pre-2005 V6 Mustang 5 05-28-2005 09:31 PM

» Like Us On Facebook



07:15 PM


Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Content Relevant URLs by vBSEO 3.6.0

MustangEvolution.com is in no way associated with or endorsed by Ford Motor Company.