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Old 07-12-2016, 07:28 AM   #36
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Originally Posted by scottydsntknow View Post
Yep always tow a modded car to your house first. Yank all your upgrades before adjuster shows up and replace with stock or at least something that looks like it should be there.

My father totaled a car some years back and it went right to the yard and he was only allowed to go to the yard to get his expensive sunglasses out of it and that's it.

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Yep this is the way to do it, one of the reason I keep every single part I pull off. Hell, I still have the God awful bug deflector that came on mine sitting in the garage.

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Old 07-12-2016, 08:04 AM   #37
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Pony had a good point on his earlier post about getting $ for upgrades

If the other driver is at fault you have more leeway as they want to settle to prevent law suits. I assume often you can get some of a premium if you settle and agree to release them from further compensation.
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Old 07-12-2016, 09:27 AM   #38
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Bummer!
Glad you & any passengers were not damaged. I was in Wmsbrg last month & looked for your Mustang on the streets, must have missed you.
++ on USAA had them since I bought my 1966 Impala while in Navy flight training.
Maybe you put this to use while you are waiting on insurance.

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Old 07-12-2016, 09:44 AM   #39
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Sad to see this. I think my insurance says something like, "car will be repaired to 'factory' condition".
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Old 07-12-2016, 03:48 PM   #40
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As far as pulling parts if it's totaled, I'm not really worried about it. If they include the aftermarket parts in the overall value estimate, I'm good. If I get the "we are basing this on the average value blah blah blah" line, then it's easy, I'll pull the parts and put factory back on. As long as the title is in my name there is nothing they can do about it. It's mine until I sign over the title; assuming it's totaled. Should have an answer tomorrow.
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Old 07-23-2016, 06:22 AM   #41
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As far as pulling parts if it's totaled, I'm not really worried about it. If they include the aftermarket parts in the overall value estimate, I'm good. If I get the "we are basing this on the average value blah blah blah" line, then it's easy, I'll pull the parts and put factory back on. As long as the title is in my name there is nothing they can do about it. It's mine until I sign over the title; assuming it's totaled. Should have an answer tomorrow.
Any news?


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Old 07-24-2016, 07:04 PM   #42
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Yes and no. I'll take it as good though. The other fellow's insurance company (USAA) asked if I had receipts for all the stuff I did to the car. Most everything I bought was online and made for easy printing. Anyway, looks like the Ford dealer is looking at having a speciality shop giving an estimate on doing the suspension work. As soon as this estimate comes in we'll know if it is totaled or not. This from the insurance adjuster. So, the way I've decided to look at this is if all the aftermarket parts are going to perhaps throw the repairs into the write off category for the insurance, it seems likely they will factor that into the final vehicle value if it's totaled. You can't total the car because of the aftermarket stuff then low ball and ignore it for the final settlement. So I keep telling myself at least.

Downside is if it is totaled, with one kid in college and another going in two more years, it may be a used sedan in my future. Regardless, my white cue ball shifter is going to be in whatever I drive however!
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Old 07-24-2016, 07:50 PM   #43
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Yes and no. I'll take it as good though. The other fellow's insurance company (USAA) asked if I had receipts for all the stuff I did to the car. Most everything I bought was online and made for easy printing. Anyway, looks like the Ford dealer is looking at having a speciality shop giving an estimate on doing the suspension work. As soon as this estimate comes in we'll know if it is totaled or not. This from the insurance adjuster. So, the way I've decided to look at this is if all the aftermarket parts are going to perhaps throw the repairs into the write off category for the insurance, it seems likely they will factor that into the final vehicle value if it's totaled. You can't total the car because of the aftermarket stuff then low ball and ignore it for the final settlement. So I keep telling myself at least.

Downside is if it is totaled, with one kid in college and another going in two more years, it may be a used sedan in my future. Regardless, my white cue ball shifter is going to be in whatever I drive however!

I'll help you with the shorties this time. Can't have you cursing for half a day again! (Oh, and dibs?) lol.


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Old 07-24-2016, 09:55 PM   #44
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I don't work for them but have had USAA auto insurance since 1966 (yep 50 yrs). They should be fair.
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Old 07-25-2016, 12:19 PM   #45
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Originally Posted by Hampton CIT View Post
Yes and no. I'll take it as good though. The other fellow's insurance company (USAA) asked if I had receipts for all the stuff I did to the car. Most everything I bought was online and made for easy printing. Anyway, looks like the Ford dealer is looking at having a speciality shop giving an estimate on doing the suspension work. As soon as this estimate comes in we'll know if it is totaled or not. This from the insurance adjuster. So, the way I've decided to look at this is if all the aftermarket parts are going to perhaps throw the repairs into the write off category for the insurance, it seems likely they will factor that into the final vehicle value if it's totaled. You can't total the car because of the aftermarket stuff then low ball and ignore it for the final settlement. So I keep telling myself at least.

Downside is if it is totaled, with one kid in college and another going in two more years, it may be a used sedan in my future. Regardless, my white cue ball shifter is going to be in whatever I drive however!
Well then I hope it's not totalled and you can still remain a mustang owner.
Keep us posted.


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Old 07-26-2016, 10:38 AM   #46
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would you like me to mail you some Army/Navy brochures? Instead of paying $20K minimum per year for college the Govt will give them $20K.

$40K is a V8.


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Old 07-26-2016, 06:29 PM   #47
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That's gonna take a fair amount of duct tape
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