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Old 03-12-2015, 04:56 PM   #1
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Roush Stage 3 price ?

How much is a 2013 Roush stage 3 with 8000 miles worth at a dealership?

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Old 03-12-2015, 06:29 PM   #2
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To buy you'd have to expect high 30's. Maybe 40 for the 625hp premier.


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Old 03-12-2015, 06:43 PM   #3
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There's one near me for $38,885 but the badges say 565 hp ?


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Old 03-12-2015, 07:04 PM   #4
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Would financeing a roush be harder , cause technically is a 5.0 vin number ? So the bank might think it's a over priced 5.0 ??

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Old 03-12-2015, 07:22 PM   #5
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Would financeing a roush be harder , cause technically is a 5.0 vin number ? So the bank might think it's a over priced 5.0 ??

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What do you mean it's a 5.0 vin? The insurance companies aren't morons. As soon as they type in that vin they know exactly what they're dealing with. It's going to be high depending on area, age, years of driving etc. I remember 13 years ago when I first started driving and I was looking at a used lightning. 4k/year for insurance lol. No thank you.


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Old 03-12-2015, 07:32 PM   #6
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I'm not worried about the insurance I'm talking about financing the car

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Old 03-12-2015, 07:38 PM   #7
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I'm not worried about the insurance I'm talking about financing the car

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Well how's your credit? If it's decent and your debt to income ratio isn't through the roof, I don't see why they wouldn't finance you.


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Old 03-12-2015, 07:43 PM   #8
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I'm not worried about the insurance I'm talking about financing the car

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Financing companies will know about specialty cars such as the Roush.
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Old 03-12-2015, 07:49 PM   #9
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Financing companies will know about specialty cars such as the Roush.

This ^. You can't slip one past the goalie in this instance.


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Old 03-12-2015, 07:56 PM   #10
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Ok cool , yea my credit is 710 and I'm sure my finances are sufficient enought for the car ,

So 38,885 seems like a fair price ,

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Old 03-12-2015, 08:06 PM   #11
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Not a bad idea to shoot vin over to your insurance agent before purchasing. There is no rhyme or reason to some of the rates they set based on their proprietary actuarial data. You don't want a nasty rate increase surprise!
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Old 03-12-2015, 08:11 PM   #12
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Roush Stage 3 price ?

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Not a bad idea to shoot vin over to your insurance agent before purchasing. There is no rhyme or reason to some of the rates they set based on their proprietary actuarial data. You don't want a nasty rate increase surprise!

Any ins co can get you a quote immediately with a vin. Check it out and get back to us. I'm curious. Mine is over 2k based on location alone for just a reg GT. No accidents, no tickets, 500$ deduc, driving for 13-14 years. Worst city in the state of MA by far for vehicle ins


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Old 03-12-2015, 08:17 PM   #13
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Actually it can be a PIA to finance a modified car. I believe the Roush car has a stock GT vin so at the least you may have to get them supporting docs and/or receipts. I had to do this when I bought my car.


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Old 03-12-2015, 08:22 PM   #14
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Actually it can be a PIA to finance a modified car. I believe the Roush car has a stock GT vin so at the least you may have to get them supporting docs and/or receipts. I had to do this when I bought my car.


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Hmmm I'm sure the dealer can provide those info to the banks ?

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Old 03-12-2015, 08:24 PM   #15
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1ZVBP8CFXD5214521

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Old 03-12-2015, 08:25 PM   #16
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I'm sure with a Roush you'll be fine since people keep the paperwork on those cars. Besides, if you have credit and want the car the dealership will make it happen. I just said it could be a PIA.


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Old 03-12-2015, 08:27 PM   #17
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Roush Stage 3 price ?

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Originally Posted by Fastlane13 View Post
Actually it can be a PIA to finance a modified car. I believe the Roush car has a stock GT vin so at the least you may have to get them supporting docs and/or receipts. I had to do this when I bought my car.


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Where is it posted Roush's have GT vins? I know Shelby doesn't do that. Just curious.


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---------- Post added at 08:27 PM ---------- Previous post was at 08:26 PM ----------

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I'm sure with a Roush you'll be fine since people keep the paperwork on those cars. Besides, if you have credit and want the car the dealership will make it happen. I just said it could be a PIA.


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Could be, but I doubt it. Like you said if he's got the credentials, things should go smooth as butter.


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Old 03-12-2015, 08:28 PM   #18
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I'm sure with a Roush you'll be fine since people keep the paperwork on those cars. Besides, if you have credit and want the car the dealership will make it happen. I just said it could be a PIA.


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Dealership will certainly make it happen, but may try to screw you on the rate if they find it difficult to finance you. May wanna get pre-qualified at a credit union so you have a back-up plan before trying to finance at dealer.
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Old 03-12-2015, 08:42 PM   #19
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Most banks will finance up to 140% regarding loan to value. I'm not sure how it works with the vin and how banks view it. I would imagine it's viewed as a stock 5.0 and the finance manager has to call the bank to explain that it's actually a specialty vehicle, and from there they can get a true value on the car. Either way, they'll finance you up to 140% with good credit.


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Old 03-12-2015, 10:15 PM   #20
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Originally Posted by joefez55 View Post
1ZVBP8CFXD5214521

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When you pull the Vin# number all you get is that it's a 13 GT Premium w/6spd and V8, no options and stickered at $35,490. I have no idea how an insurance company would pull the vin, but it they went to Ford's site they would only see the Ford sticker.
Maybe the title has something else that designates it as a Roush.

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Old 03-12-2015, 10:35 PM   #21
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When you pull the Vin# number all you get is that it's a 13 GT Premium w/6spd and V8, no options and stickered at $35,490. I have no idea how an insurance company would pull the vin, but it they went to Ford's site they would only see the Ford sticker.
Maybe the title has something else that designates it as a Roush.

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Interesting.


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Old 03-12-2015, 11:27 PM   #22
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Use this... It's explains everything...
http://www.roushperformance.com/scripts/vin-search.cgi


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Old 03-13-2015, 12:49 PM   #23
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The insurance company may request the same documentation the financing company needs. Remember, you are insuring your Mustang for any (God forbid) accidents that may possibly 'total' the vehicle. So you must make sure the insurance company understands your customized Mustang is worth much more than stock. Otherwise you could pay $38k for the car and only get the $26k or so book value on a stock premium GT.


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Old 03-13-2015, 01:00 PM   #24
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Just a thought, I've always insured my race cars trough a specialty insurance company for "agreed upon amount" of what it would take to replace the car. I have always done this Heacock Insurance.............you want to look into Hagerty, Heacock or some of the other insurance companies that will and do insure this kind of car. Just a thought.
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Old 03-13-2015, 06:06 PM   #25
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When you pull the Vin# number all you get is that ...



The N in VIN means number. No need to say Vehicle Identification Number Number Number. VIN. That's it. I wasn't going to say anything, but with the vehicle identification number Number NUMBER! it went too far lol


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The insurance company may request the same documentation the financing company needs. Remember, you are insuring your Mustang for any (God forbid) accidents that may possibly 'total' the vehicle. So you must make sure the insurance company understands your customized Mustang is worth much more than stock. Otherwise you could pay $38k for the car and only get the $26k or so book value on a stock premium GT.


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I like that it is showing as a GT, and it is worth so much more. You have the receipts and paperwork on the value of the car. For a total, when they check the value VS other cars (how value is determined), they have to compare to a similar model. Not a GT vs a GT, but an RS3 vs an RS3.

I wrecked a $3k Insight...well those around me are 6k+ at a dealership. "Totaled" a 3k car, 6300 back to me. 500 for deductible, 400 for buyback, 600 in repairs. And that was WITH a rebuilt title already. What they charge you doesn't matter, it is what the car is worth. If you are worried, get GAP insurance from your insurer...it's a few dollars a month.

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Old 03-13-2015, 07:02 PM   #26
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The N in VIN means number. No need to say Vehicle Identification Number Number Number. VIN. That's it. I wasn't going to say anything, but with the vehicle identification number Number NUMBER! it went too far lol

Sorry, I've called in Vin# for over 50 years...........




I like that it is showing as a GT, and it is worth so much more. You have the receipts and paperwork on the value of the car. For a total, when they check the value VS other cars (how value is determined), they have to compare to a similar model. Not a GT vs a GT, but an RS3 vs an RS3.

I wrecked a $3k Insight...well those around me are 6k+ at a dealership. "Totaled" a 3k car, 6300 back to me. 500 for deductible, 400 for buyback, 600 in repairs. And that was WITH a rebuilt title already. What they charge you doesn't matter, it is what the car is worth. If you are worried, get GAP insurance from your insurer...it's a few dollars a month.

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It would be interesting to get costs from Hagerty, Heacock and some others as they insure Cobra's, Corvette's, Shebly's, Hot Rods and other specialty cars which are low production. They go by the actual value of the car that you and the insurance company agree upon..........that's why they call "Agreed upon Value", or actually what the car is worth. Like insuring my drag car for $60k, that's what it would cost to replace. Yes, I'm sure the companies look at what other similar cars are valued at, but it's still a price you and insurance company agree on together............unlike someone Alstate, Farmers, etc., which will only give you cost of replacement after looking at many different cars like yours. Just a thought and certainly doesn't hurt to check.
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Old 03-13-2015, 11:52 PM   #27
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It would be interesting to get costs from Hagerty, Heacock and some others as they insure Cobra's, Corvette's, Shebly's, Hot Rods and other specialty cars which are low production. They go by the actual value of the car that you and the insurance company agree upon..........that's why they call "Agreed upon Value", or actually what the car is worth. Like insuring my drag car for $60k, that's what it would cost to replace. Yes, I'm sure the companies look at what other similar cars are valued at, but it's still a price you and insurance company agree on together............unlike someone Alstate, Farmers, etc., which will only give you cost of replacement after looking at many different cars like yours. Just a thought and certainly doesn't hurt to check.
Nice to hear a detailed perspective from this viewpoint. My only information is based off of personal experience. My first wrecked Insight got an extra 1k because I could prove my new hybrid battery. Of course it is always better to inquire and get the details before hand- but I'm also the kind of person to read everything before I sign, and examine all of the fine print- which could have some exclusions, like up to a certain value.

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Old 03-14-2015, 12:08 PM   #28
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Nice to hear a detailed perspective from this viewpoint. My only information is based off of personal experience. My first wrecked Insight got an extra 1k because I could prove my new hybrid battery. Of course it is always better to inquire and get the details before hand- but I'm also the kind of person to read everything before I sign, and examine all of the fine print- which could have some exclusions, like up to a certain value.

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Luckily I only have a couple of personal experiences, and I've been with Alstate for some 30 years. My wifes 12000 mile Toyota Avalon Limited was totaled while parked at her work. The car was only 3 years old and had low miles. The insurance company offered us $24k (we bought it new for $33k). I had to go online and find similar cars, kbb, autotrader, etc. After a couple of weeks of back and forth they finally gave us $27k for the car and we got out California sales tax back on top of that. The unfortunate part is that the car was very well equipped and fairly rare and we were not able to find another one.............my wife loved her car.
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Old 03-14-2015, 03:23 PM   #29
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Went to go look at the car it was in bad shap , decided to pass

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Old 03-17-2015, 09:28 PM   #30
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Went to go look at the car it was in bad shap , decided to pass

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With 8k?


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Old 03-20-2015, 01:38 AM   #31
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FYI the Roush vin lookup does not work 100%. Mine does not show up. It is a 2014 Stage 2.
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