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Old 03-09-2015, 08:45 PM   #1
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Which to buy? GT or GT500.

I've been without a mustang for a while now, and I'm looking at getting back in one very soon. Just to start with, here's some context. I'm 20 years old (almost 21), financially independent, in college (UT at Austin), and have a well paying stable job. I'm currently torn between either an older GT such as an '11 or '12, or a new GT ('15), or an older GT500 ('10-'12). As of now, I don't have any insurance quotes, but at the moment with the car I have, my insurance is about $100 a month. On the new GT or GT500, I will be putting down $6,000. On the older GT, I would use that cash for mods. My question is, which should I choose and why? I love both body styles, and the GT's would each be a premium package. I'm pulled towards the '15 because of warranty, but that's 3 years of not much modding.

So which should I choose, and why?


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Old 03-09-2015, 08:49 PM   #2
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Personally I would buy the fastest,cleanest Mustang you can possibly afford!


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Old 03-10-2015, 03:42 PM   #3
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It's definitely all personal preference. If you can afford, get what you like. Shop around and find the best deal possible and never settle.
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Old 03-16-2015, 10:24 AM   #4
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I would say get 13 or 14 gt500 almost 700hp enough for the streets and they look bad *** that's my opinion.


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Old 03-18-2015, 07:52 PM   #5
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I gotta say it's all personal preference and maybe I'm prejudiced but I've owned all types of mustangs from the 80's on up and there is something about a Shelby that makes people stop and stare. Don't get me wrong, I love them all but that name just screams muscle car.....of course the 2016 GT350 is out later this year and might check all your boxes.


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Old 03-19-2015, 07:13 AM   #6
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I'm biased.
A 13 / 14 is the top of the heap....................& currently Ford has no plans to build another MY Shelby. If your budget keeps you in the 10 - 12 MY, look at a 11 or 12, it has the all aluminum motor. Starting in 2011, these cars use the Copperhead PCM.
.................Good luck with your choice..
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Old 03-27-2015, 03:07 PM   #7
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5.8 13-14 GT500 in my opinion is the right choice, great performance and looks badass.


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Old 03-28-2015, 12:04 AM   #8
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If it were my parents 2014 gt500 enough said.

A tune and smoke the gtr's


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Old 03-28-2015, 08:59 PM   #9
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Parents don't pay for anything. Just saying.


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Old 03-28-2015, 11:36 PM   #10
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Parents don't pay for anything. Just saying.


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20 yr old buying a gt500?
No parents involved?

Nvm I'll shut up. Either way if u can get it gt 500


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Old 03-30-2015, 10:14 AM   #11
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It's a thing called working your *** off. Been pulling 60+ hours a week since 16. No college debt either. Just because you can't do it, doesn't mean that I can't.


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Old 03-30-2015, 10:45 AM   #12
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It's a thing called working your *** off. Been pulling 60+ hours a week since 16. No college debt either. Just because you can't do it, doesn't mean that I can't.


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Dude chill out I do the same. I can do it. Anyone can. Good luck with payments and interest rates. Oh and insurance.

I have 2 cars and I don't live with my parents I'm sure you would have to just to afford that car.



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Old 04-09-2015, 03:52 PM   #13
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It's a thing called working your *** off. Been pulling 60+ hours a week since 16. No college debt either. Just because you can't do it, doesn't mean that I can't.


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You're clearly not learning anything in college. No bank will finance a gt500 to a kid in college working at best buy 60 hours a week. And your insurance will be 250-300.



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Old 04-09-2015, 03:58 PM   #14
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If he has good credit and a stable job - including putting down money on the GT500, he'll have lenders lining up.
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Old 04-09-2015, 04:02 PM   #15
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With $6,000 down? Most likely not. He's my age no way he has good enough credit for a car like that. Trust me it's near impossible. I had 10,000 down and still not enough with my credit, I doubt he has a better credit score than me btw. Went from gt500 to 5.0 to I found mine. Payments our age is a burden sorry


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Old 04-09-2015, 04:06 PM   #16
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With $6,000 down? Most likely not. He's my age no way he has good enough credit for a car like that. Trust me it's near impossible. I had 10,000 down and still not enough with my credit, I doubt he has a better credit score than me btw. Went from gt500 to 5.0 to I found mine. Payments our age is a burden sorry


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It wasn't enough with your credit because you didn't have good enough credit or not a stable enough job, or just didn't meet the debt to income ratio that's involved also. If your credit is good enough, you meet the income/employment requirements, and you're of legal age to enter into a contract, you'll have no problem getting financed.
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Old 04-09-2015, 04:09 PM   #17
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It wasn't enough with your credit because you didn't have good enough credit or not a stable enough job, or just didn't meet the debt to income ratio that's involved also. If your credit is good enough, you meet the income/employment requirements, and you're of legal age to enter into a contract, you'll have no problem getting financed.

I have good credit and manage a business. Being do so for 3 years. Wasn't good enough for 14 Shelby. Wait until he sees the payment plans.


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Old 04-09-2015, 04:10 PM   #18
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If he has good credit and a stable job - including putting down money on the GT500, he'll have lenders lining up.

Lenders consider much more than that. Including credit history and type of credit. I have a feeling the op has extra cash because he lives with mom and has no bills. But unfortunately...banks care only about your gross income, not disposable income. He could make 30k a year and have enough to make the payments because of his living situation, but banks will not finance 50k to someone that makes 30k.


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Old 04-09-2015, 04:12 PM   #19
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After you get the GT350 you'll most likely want another car and so on. There's always going to be more expensive, faster cars. Can you afford insurance, gas, college, bills ? Plan ahead bro. That's quite a debt you'll be getting yourself into. I might be getting a 2015 v6 soon and that's with my parents helping me out! You can always invest that money into a property. Either way all you really need is a car to get you from point A to point B. Either way let me know what you ended up getting. All mustangs are attractive.


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Old 04-09-2015, 06:21 PM   #20
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GT or GT500.

A 20 year old, I would Advise to getting the GT. At a little Older Age I would recommend upgrading to a GT500. GT itself is a lot for many to handle, GT500 is on Another Level all by itself. Most youngers are not aware or capable of handling the Power that Mustangs present. My Son thinks he knows what performance is right now, but he hasn't a clue on what Real Performance is. I know that if I gave him my GT, he would Hurt himself and someone else up pretty bad. Get the GT, learn how to handle all of it's Awesomeness now, then move up.
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Old 04-09-2015, 06:31 PM   #21
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Which ever you get, drive safely.
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Old 04-10-2015, 09:38 AM   #22
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Which to buy? GT or GT500.

To begin with, I don't live with my parents. Nor do I work at best buy for 60 hours a week. I work with a startup company and work less than 40 hours a week. I'm ahead of my degree plan as well so that concludes the snarky comment of not learning anything. Credit score is close to 800 now. I've had many cars that I've built that exceed 500 horsepower on each one weighing much less than a gt500. Lenders don't want to see a loan monthly payment exceed 20% of the monthly gross income. If you read other post that I've made, same title different section, you'll realize that you're posting comments to something that has already been decided.

Which to buy? GT or GT500.


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Old 04-10-2015, 09:40 AM   #23
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Which to buy? GT or GT500.

Quote:
Originally Posted by alecas447 View Post
I have good credit and manage a business. Being do so for 3 years. Wasn't good enough for 14 Shelby. Wait until he sees the payment plans.


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Topic was originally about 10-12 GT500.


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Old 04-10-2015, 09:50 AM   #24
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Have you found one that you're interested in yet?
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Old 04-10-2015, 09:55 AM   #25
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To begin with, I don't live with my parents. Nor do I work at best buy for 60 hours a week. I work with a startup company and work less than 40 hours a week. I'm ahead of my degree plan as well so that concludes the snarky comment of not learning anything. Credit score is close to 800 now. I've had many cars that I've built that exceed 500 horsepower on each one weighing much less than a gt500. Lenders don't want to see a loan monthly payment exceed 20% of the monthly gross income. If you read other post that I've made, same title different section, you'll realize that you're posting comments to something that has already been decided.

Which to buy? GT or GT500.


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Dude.....$11 an hour huh? Lol... A gt500 payment would probably be 60% of your income.

An 800 credit score requires credit history bro. Way more than 2 years worth which is all you have.

Something tells me you won't end up with either. Click image for larger version

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Old 04-10-2015, 09:56 AM   #26
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Currently holding out to see if a 2017 GT500 will be released. Saving up until then.


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Old 04-10-2015, 09:58 AM   #27
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Dude.....$11 an hour huh? Lol... A gt500 payment would probably be 60% of your income.

An 800 credit score requires credit history bro. Way more than 2 years worth which is all you have.

Something tells me you won't end up with either. Attachment 179628Attachment 179629


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That was back in high school. Not a bad gig back then.

I've had a credit card for almost 5 years now. I qualify easily for everything on my own.

I guess haters will always follow.


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Old 04-10-2015, 09:59 AM   #28
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That's a good idea. If you're going for a car that costs that much, put down as much as you can.
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Old 04-10-2015, 10:01 AM   #29
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And if by then there is no release, older GT500s will be cheaper as well.


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Old 04-10-2015, 10:03 AM   #30
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I've been without a mustang for a while now, and I'm looking at getting back in one very soon. Just to start with, here's some context. I'm 20 years old (almost 21), financially independent, in college (UT at Austin), and have a well paying stable job. I'm currently torn between either an older GT such as an '11 or '12, or a new GT ('15), or an older GT500 ('10-'12). As of now, I don't have any insurance quotes, but at the moment with the car I have, my insurance is about $100 a month. On the new GT or GT500, I will be putting down $6,000. On the older GT, I would use that cash for mods. My question is, which should I choose and why? I love both body styles, and the GT's would each be a premium package. I'm pulled towards the '15 because of warranty, but that's 3 years of not much modding.

So which should I choose, and why?


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Old 04-10-2015, 10:03 AM   #31
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Sid719e - check out the other thread as well, I'm sure you'll like the read


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Old 04-10-2015, 10:06 AM   #32
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That was back in high school. Not a bad gig back then.

I've had a credit card for almost 5 years now. I qualify easily for everything on my own.

I guess haters will always follow.


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Dude...it takes way more than a credit card with a 5 year history to get a 800 credit score. I wish you knew how stupid you sound.

And for the record...I have a 2014 gt500 and a 2015 5.0 and I actually own property and have big kid stuff. There is nothing for me to hate on. I'm just calling out your bs.Click image for larger version

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Old 04-10-2015, 10:08 AM   #33
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Which to buy? GT or GT500.

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Dude...it takes way more than a credit card with a 5 year history to get a 800 credit score. I wish you knew how stupid you sound.

And for the record...I have a 2014 gt500 and a 2015 5.0 and I actually own property and have big kid stuff. There is nothing for me to hate on. I'm just calling out your bs.Attachment 179632Attachment 179633


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Absolutely wrong on that.

And you know, it's comments like yours that makes people begin to dislike open forums.

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Old 04-10-2015, 10:39 AM   #34
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I bet you have a lot of friends.


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Old 04-10-2015, 10:52 AM   #35
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This thread got out of hand. OP Im closing it for now I don't see this going anywhere. If you need it reopened for whatever reason PM me.
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