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Old 01-06-2005, 12:05 PM   #1
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wow -- good credit rocks

So i had two credit cards all thru college and last night I called to up the limits and lower the intrest rates. Now I'm just about to be 23 and so I was not expecting a very low intrest rate but one c/c company dropped my rates to 10% on all purchases (not for 6mo or anything... permanent) andthe other 12.24%

Oh and my credit limits have tripled and they were fairly high limits already.

new turbo what?
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Old 01-06-2005, 12:15 PM   #2
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Yeah good credit does rock Ive had a credit card since I was 16. Now I have 5 cards all with a limit over 10gs all in the line of 12-14% intrest. Instant approval on loans and all that good stuff.

Seen to many people get carried away wit their cards though. They can be the death of some people
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Old 01-06-2005, 12:29 PM   #3
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yeah, I know what you mean. I am all about good credit and have been building my credit since I got my 2 cards at 18. I don't need anymore as of right now if they keep bumping my limts. I think when I bought my car back in March, I looked at my beacon score and it was in the low to mid 700s. Not bad for someone who never had anything over $5k on his credit at that time. It should be nearing 800 in a year or so
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Old 01-06-2005, 02:15 PM   #4
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Ever heard of saving money in a bank?
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Old 01-06-2005, 02:24 PM   #5
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nope. America is the land of the consumer, you can buy stuff could never afford thanks to credit. lol. but beware of excesive credit it will consume you. ...ah , whatever . I'm tired
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Old 01-06-2005, 02:41 PM   #6
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No credit cards here, just Debit
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Old 01-06-2005, 03:36 PM   #7
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credit cards are the devil
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Old 01-06-2005, 05:18 PM   #8
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Quote:
Originally Posted by 232stang
credit cards are the devil
yea if you stupid about it. but i will agree the companys suck. GJ with the credit though
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Old 01-06-2005, 05:21 PM   #9
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No credit cards here, just Debit
me too.
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Old 01-06-2005, 05:32 PM   #10
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Quote:
Originally Posted by 232stang
credit cards are the devil
hell yeah they are there always ready to throw those late fees at you within seconds
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Old 01-06-2005, 06:40 PM   #11
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yea, i got my car totaly in my name i was amazed
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Old 01-06-2005, 07:30 PM   #12
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Quote:
Originally Posted by NorwegianMustang
Ever heard of saving money in a bank?

I have money in the bank. more credit available = easier to get approved for things
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Old 01-06-2005, 08:59 PM   #13
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I'm mid to upper 700s I am paying down my only credit card right now seeing that I used it to buy my blower and my winter beater! lol

Key is to not miss payments. I pay online about twice a month just to make sure I'm not late lol
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