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Old 04-14-2010, 06:57 AM   #1
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Just bought a house! Kinda.

I just bought a townhouse in Potomac, Maryland. Offer was accepted late last night. If everything goes smoothly with the appraisal and inspection, I could be moved in as early as mid next month.

Recently renovated, 3BR + 1.5BA, 1650 sq ft. Just don't ask the price - if you aren't familiar with DC's inflated costs then you won't understand why I paid what I did for it lol.

I'll try to get pics up sometime next month.
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Old 04-14-2010, 08:16 AM   #2
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Re: Just bought a house! Kinda.

sounds good, just make sure you lock in a good rate (as they vary day to day...) I had to wait a month to close and you can only lock in 30 days prior in my case and it cost me a full interest point... which is quite a bit of cash a month
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Old 04-14-2010, 08:50 AM   #3
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Re: Just bought a house! Kinda.

Yeah, I noticed it was going up too, so I'll have to get that rate in the pre approval locked in. My fiancée belongs to a credit union, so I'll have some leverage in lowering it back down if needed (I think). Thanks for the tip. Any others are appeciated as well.

I'm also dually excited because it was just in time for the 8k tax credit. Woot!
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Old 04-14-2010, 10:32 AM   #4
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Re: Just bought a house! Kinda.

Awesomeness!
Congrats!
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Old 04-14-2010, 11:05 AM   #5
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Re: Just bought a house! Kinda.

The issue is the bank generally sells the loan as soon as they get it to some larger bank etc they dictate the rate~ but maybe your credit union will keep the loan (nearly none do )
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Old 04-14-2010, 05:50 PM   #6
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Re: Just bought a house! Kinda.

Good news congrats!
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Old 04-14-2010, 07:29 PM   #7
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Re: Just bought a house! Kinda.

Congrats.

Pics or BAN
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Old 04-14-2010, 07:46 PM   #8
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Re: Just bought a house! Kinda.

Congrats!
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Old 04-14-2010, 09:28 PM   #9
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Re: Just bought a house! Kinda.

Congrats. I've heard nothing but good things about credit unions. The 8 grand is pretty sweet.
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Old 04-14-2010, 09:44 PM   #10
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Re: Just bought a house! Kinda.

congrats!
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Old 04-15-2010, 04:20 AM   #11
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Re: Just bought a house! Kinda.

Nice man congrats! I could never do a town home personally, but if it works for you thats great!
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Old 04-15-2010, 06:49 AM   #12
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Re: Just bought a house! Kinda.

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Nice man congrats! I could never do a town home personally, but if it works for you thats great!
In DC, the only properties under 1 million are townhomes, condos, and homes in the ghetto.

Its pretty sick, because this property has beautiful hardwood floors, stainless steel appliances, granite countertops, etc, but the 0.05 acres of land is worth nearly double the 1600 sq ft house/fixture's worth.

Anyways, I managed to hunt down a few pics from my agent. Only interior shots.
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Old 04-15-2010, 08:32 AM   #13
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Re: Just bought a house! Kinda.

Looks real nice man. Definitely up to date...granite, stainless steel and hardwood floors seem to the big attractions these days. The floor tile looks nice too, good color.
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Old 04-15-2010, 09:01 AM   #14
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Re: Just bought a house! Kinda.

Very nice! Congrats! It's exciting, I looove house shopping, I can't wait to move.
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Old 04-15-2010, 10:12 AM   #15
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Re: Just bought a house! Kinda.

Looks nice, Congrats on the purchase.
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Old 04-15-2010, 10:30 AM   #16
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Re: Just bought a house! Kinda.

Nice. We are waiting to close on ours May 7th. It's been a rough 2.5 months since the offer was accepted...but we did just get locked into a 4.75% rate so everything is set waiting for closing.

It was a great idea on our part to push closing out to the may from the offer date in february....with my new second consulting job and our tax returns we were actually able to save up 9k in that 2 month period for closing costs since we had zero cash on had when we made the offer. lol
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Old 04-15-2010, 10:32 AM   #17
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Re: Just bought a house! Kinda.

Congrats on that. Looks pretty sweet.
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