So I took the kids on the big "disney" vacation this year. 2 weeks in Florida
- did the whole Sea World, Disney, Epcot, St. Pete, Everglades, Keys, Miami, Universal studios stuff - so it was a long time, and wicked expensive..
I rented the car (a 2010 Ford Fusion) in Orlando, and drove it 9 days without issue. We were staying at a nice hotel on the Keys, and on Monday morning, I was going to drive the family out to Key West. We get on US1 headed west, and the car stars making noise - my keen mechanical skills decided it was the fan hitting the shroud, and a plastic clip probably fell out, probably not a big deal. About 2 minutes later the CEL comes on. I pull over at the nearest gas station, pop the hood, check the oil -- and it's bone dry. So I go into the store, pick up a quart of oil, and engage the clerk in conversation about my circumstances.. He directs me to the Budget Rental car place 8 miles down the road, so I leave the oil behind, head down to the rental car place and change the cars. We continue on our way to Key West, and didn't give this a second thought.
We come back to NH on July 3rd.
2 weeks ago, I get a call from some collections group at Budget. They inform me they are processing a claim against me for the labor & parts to REPLACE THE ENGINE, diminished value and loss of use.. total about $11,000.. WTF
I grab all the car rental paperwork (just happened to be in a desk drawer) and start looking it over. I declined all insurance, including LDW (loss damage waiver). I start reading the fine print and it explicitely states that i "am responsible for any and all damage, whether the cause is known or unknown, etc.etc.etc."
I ended up calling State Farm and American Express (my ins co and cc that I used to pay for the rental), needless to say, "my people" were very convincing to Budgets "people".
"We are no longer pursuing a claim against you"