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Old 05-09-2007, 08:53 PM   #1
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Talking state farm FTW

So just out of the blue they called me in for a meeting. They are offering me 15% off my insurrance for filling out a cheesy little book. On top of that my fiancee is on my insurrance and she is doing the same. So that means a total of 30% has been discounted. So basicly i'll be saving 50 bucks a month on insurrance. Once we are married it will be another 50 bucks off. Then not long after that i'll be 25 and get the nice discount.

However the best part about it is. They just started their own bank and my agent asked if I would be interested in refinancing my vehicles through them. I said yes because I was going to refi my truck not to long from now. Tomorrow I talk to her about payments/rates, but if all goes well I could look at saving a total of around 175-200 a month with the refi on the truck and reno and the 30% off on insurrance! Talk about a good day
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Old 05-09-2007, 09:01 PM   #2
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Re: state farm FTW

You only get one discount either marriage or when you turn 25
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Old 05-09-2007, 09:22 PM   #3
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Re: state farm FTW

Quote:
Originally Posted by SpectorV View Post
You only get one discount either marriage or when you turn 25
I get both
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Old 05-09-2007, 09:28 PM   #4
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Re: state farm FTW

I have state farm and I also thought I got the 25 discount then a when I get married discount. I was wrong
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Old 05-09-2007, 09:38 PM   #5
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Re: state farm FTW

Well from the way my agent was saying i'll get both. Might want to check with a different agent.
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Old 05-09-2007, 09:44 PM   #6
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Re: state farm FTW

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You only get one discount either marriage or when you turn 25
wrong, granted it should go down alot more after i do one of the two

i got almost 40/month knocked off by having never had an accident at my fault and no tickets wooot.
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Old 05-09-2007, 09:47 PM   #7
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Re: state farm FTW

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wrong, granted it should go down alot more after i do one of the two

i got almost 40/month knocked off by having never had an accident at my fault and no tickets wooot.
Just curious how much do you pay for your cobra every 6mo?
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Old 05-09-2007, 09:54 PM   #8
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Re: state farm FTW

163/month full coverage
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Old 05-09-2007, 09:57 PM   #9
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Re: state farm FTW

^ but you are on your parents insurance correct?
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Old 05-09-2007, 10:03 PM   #10
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Re: state farm FTW

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^ but you are on your parents insurance correct?
I pay 130 before my discounts on my truck. So it sounds about where it should be.
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Old 05-09-2007, 10:04 PM   #11
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Re: state farm FTW

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^ but you are on your parents insurance correct?
nope all by meself

cobra was 163 now is 130/month bike is 73/month full coverage
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Old 05-09-2007, 10:06 PM   #12
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Re: state farm FTW

Cool. That's damn cheap then.
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Old 05-09-2007, 10:10 PM   #13
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Re: state farm FTW

i pay 134 a month w/3 cars and a 18 year old....full coverage..................pay 4 months off 2




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Old 05-09-2007, 10:55 PM   #14
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Re: state farm FTW

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Cool. That's damn cheap then.
yeah, especially for my area, for some reason its freakin' expensive, cheapest other rate i found was 225 for JUST the cobra jeeezus, thats rediculous
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Old 05-09-2007, 11:01 PM   #15
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Re: state farm FTW

Quote:
Originally Posted by SpectorV View Post
You only get one discount either marriage or when you turn 25
This is correct. If you get married before 25, they basically bump the 25 discount up to current because they figure you are mature...just like a 25 year old.

However, if you get married after 25, you only get the 25 discount.

Been there, done that. I was married and 19...got the discount. Turned 25, yeah, no new discount.
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Old 05-10-2007, 12:18 AM   #16
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Re: state farm FTW

does the discount go away after the divorce..........
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Old 05-10-2007, 09:01 AM   #17
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Re: state farm FTW

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does the discount go away after the divorce..........
Yes useless your mormon then you still get the family rate cause your still brother and sister
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Old 05-10-2007, 09:13 AM   #18
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Re: state farm FTW

I pay 160/month for full coverage on three cars
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Old 05-10-2007, 09:58 AM   #19
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Re: state farm FTW

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does the discount go away after the divorce..........
No....at least it didn't in my case.
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Old 05-10-2007, 10:31 AM   #20
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Re: state farm FTW

Damn 163 a month sucks. I paid 80 a month full coverage with a 250/250 deductable on my 03 vert.
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Old 05-10-2007, 02:13 PM   #21
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Re: state farm FTW

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Originally Posted by SpectorV View Post
Damn 163 a month sucks. I paid 80 a month full coverage with a 250/250 deductable on my 03 vert.
that's because they know you will never drive the car like it was meant to be driven.
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Old 05-10-2007, 06:45 PM   #22
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Re: state farm FTW

Married and 25 FTW

760 every 6 months, full coverage for the bullitt and the notch
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Old 05-10-2007, 09:13 PM   #23
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Re: state farm FTW

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Damn 163 a month sucks. I paid 80 a month full coverage with a 250/250 deductable on my 03 vert.
how old? and also what area how's the rates in your area?
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Old 05-10-2007, 10:38 PM   #24
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Re: state farm FTW

mine has gone down about every 6 months or so.. I have Indiana Farm Bureau. I get a 2 car discount and I turn 22 next week. so I will still get a chunk off ina few years
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Old 05-10-2007, 10:57 PM   #25
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Re: state farm FTW

in tx, i can't get multivehicle because my motorcycle has to be on a seperate policy booo
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Old 05-11-2007, 07:37 AM   #26
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Re: state farm FTW

99/month full coverage on stang liability on truck. 500/500 deduc, full medical, etc etc etc.

Multivehicle ftw

Living in a county with <20,000 ppl ftw as well
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Old 05-11-2007, 11:52 AM   #27
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Re: state farm FTW

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Originally Posted by timpryor View Post
how old? and also what area how's the rates in your area?
I am 25 (I have the 25/married discount) but before this it was 100 a month, not its 85~ or so. I am in Birmingham/Hoover area of Alabama.
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Old 05-11-2007, 07:58 PM   #28
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Re: state farm FTW

967 for six months of coverage lol i have a perfect record and i'm driving a v6
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Old 05-12-2007, 05:43 PM   #29
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Re: state farm FTW

$125 / month here. Damn new car.
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Old 05-12-2007, 07:53 PM   #30
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Re: state farm FTW

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$125 / month here. Damn new car.
You thought about throwing the 4cyl on there? Eventhough it doesn't get driven you might can drop your rates with a multicar discount. Saved me 30 bucks a month to add the truck.
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