Gotta love frivolous lawsuits with a happy ending. - Mustang Evolution

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Old 10-10-2007, 08:52 PM   #1
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Gotta love frivolous lawsuits with a happy ending.

A Charlotte, NC, man having purchased a case of very rare, very expensive cigars insured them against fire among other things. Within a month, having smoked his entire stockpile of cigars and without having made even his first premium payment on the policy, the man filed a claim against the insurance company. In his claim, the man stated the cigars were lost "in a series of small fires." The insurance company refused to pay, citing the obvious reason that the man had consumed the cigars in the normal fashion. The man sued.... and won. In delivering the ruling the judge agreeing that the claim was frivolous, stated nevertheless that the man held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure against fire, without defining what it considered to be "unacceptable fire," and was obligated to pay the claim. Rather than endure a lengthy and costly appeal process, the insurance company accepted the ruling and paid the man $15,000 for the rare cigars he lost in "the fires." After the man cashed the check, however, the company had him arrested on 24 counts of arson. With his own insurance claim and testimony from the previous case being used against him, the man was convicted of intentionally burning his insured property and sentenced to 24 months in jail and a $24,000 fine.
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Old 10-10-2007, 09:24 PM   #2
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Re: Gotta love frivolous lawsuits with a happy ending.

haha smart insurance companies FTW!
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Old 10-10-2007, 09:26 PM   #3
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Re: Gotta love frivolous lawsuits with a happy ending.

Damn, I thought that was great the insurance company lost....but go figure, they still found a way to make $9k.
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Old 10-10-2007, 09:37 PM   #4
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Re: Gotta love frivolous lawsuits with a happy ending.

though its frivolous lawsuits like that that make our insurance rates skyrocket.
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Old 10-10-2007, 09:41 PM   #5
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Re: Gotta love frivolous lawsuits with a happy ending.

That's awesome! I bet the judge either knew, or advised them of this. Hopefully...
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Old 10-10-2007, 09:53 PM   #6
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Re: Gotta love frivolous lawsuits with a happy ending.

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though its frivolous lawsuits like that that make our insurance rates skyrocket.
Yes they do, but then again, insurance companies also collect payments for months and years, and then when asked to cough up some of that dough, even for valid reasons, they tell you to funk off and cancel your policy. So, even though it was frivolous, it was nice to see them pay out something...just too bad they made money too...

Oh, and they probably raised the rates of fire insurance after this case as well.
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Old 10-10-2007, 10:55 PM   #7
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Re: Gotta love frivolous lawsuits with a happy ending.

lol, that's pretty funny
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Old 10-10-2007, 11:03 PM   #8
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Re: Gotta love frivolous lawsuits with a happy ending.

I have trouble believing that one. Sounds too ridiculous to be true. I saw it in an email quite a while ago... Anybody got proof one way or another?
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Old 10-10-2007, 11:08 PM   #9
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Re: Gotta love frivolous lawsuits with a happy ending.

Urban Legends Reference Pages: Cigar Arson

Self pwnage
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Old 10-11-2007, 12:37 AM   #10
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Re: Gotta love frivolous lawsuits with a happy ending.

^ Bwahahaha self pwned indeed.
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Old 10-11-2007, 01:14 AM   #11
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Re: Gotta love frivolous lawsuits with a happy ending.

yeah i was just about to post that nate lol
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Old 10-11-2007, 07:57 AM   #12
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Re: Gotta love frivolous lawsuits with a happy ending.

that made me giggle!
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Old 10-11-2007, 08:46 AM   #13
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Re: Gotta love frivolous lawsuits with a happy ending.

lolorz
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Old 10-11-2007, 09:16 AM   #14
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Re: Gotta love frivolous lawsuits with a happy ending.

What Klye said !!
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