What is nice about bill me later... if you can call it nice... is that they realized that most ppl put a lot or all of their holiday shopping on credit. So they'll offer 6 months no interest and ppl will load it up from Black Friday/Cyber Monday through the end of the year and then pay it all off with tax returns. They bank on ppl either not getting as big a return as they thought or not getting taxes done in time or just being lazy or bad about paying it off before the 6 month promotional period runs out and all that backdated interest hits.
However, if you are smart its a great way to get all the shopping done on 0% and pay it off on time.
2000 Mustang GT Steeda #0048
Just because I give you advice, doesn't mean I know more than you. Its just means I've done more stupid ****.