My car was stolen last night and they found her this morning. My insurance doesn't cover this because I have basic insurance and I still have 10 payments left.
Holy crap! So sorry to hear that happened to you :f, I'd be rolling around town with a shotgun doing my own investigation lmao! Goodluck with everything
I'm kind of confused tho, you said your insurance doesn't cover it cuz you have basic insurance but your still making payments for the car? I thought when your financing and making payments you MUST have full coverage because its technically not your car till its paid and he title is signed, than you can do what you wish with the insurance
Yea I bought it from a buy here pay here and they accepted basic and me being the cheap ass that I am opted for that. I have a guy coming to look at it tomorrow and he said it looked fixable. Part of me wants to just let it get repoed and part of me wants to fix it ;(
Basic insurance in Florida is just PIP personal injury protection. I'm going to call them and see if there is annnnnnything they can do but I'm about 98% sure I know what's they are going to say. I'm also going to see how much it will cost to make some changes in the future
He cannot legally part it out, or sell it, because he does not own it--until the remaining loan balance of $2300 is paid it belongs to the lien holder (presumably BH/PH dealer). And that is the saddest part, he still owes the $2300 regardless of what path is followed, and repairs will likely cost far more than that.
That said he might be able to part it out on the QT and use the money to make the loan payments. Or sell it as is, likely at a loss as it is not worth $2300, and make the seller aware they will have to work with the dealer to get the title, by paying off the loan with whatever he can sell it for plus some cash.
It will be cheaper 2 just get a new one look at my pic and I have a parts car and after u get the parts u stell have no frame and u will have 2 cut out the floorboard and get it strate u wood be better off by parting it out if u do I wood like 2 know I need sum more parts
There's no fixing that properly or economically. Yes I know anything can be prepared, but it would cost so much. When you inspect it you'll find stress cracks all over. I'm surprised you were able to finance it without full coverage. I would never run flat base coverage. I pay less than 2$/ month for theft coverage.
This is why I have no respect for criminals. You work hard to earn something and in the blink of an eye, it's gone. These ignorant pigs take what they want and will never earn anything.
It just occurred to me, how did they get by the PATS?
Unless the PATS is disabled in the tune our cars will not run without a programmed key, and there is no amount of jimmying the ignition lock or hot wiring that can change that.
That is why theft insurance is relatively cheap for PATS equipped cars...
It just occurred to me, how did they get by the PATS?
Unless the PATS is disabled in the tune our cars will not run without a programmed key, and there is no amount of jimmying the ignition lock or hot wiring that can change that.
That is why theft insurance is relatively cheap for PATS equipped cars...
That really sucks.
I'm not saying take vigilantly justice, but I would be bounty hunting someone right now. Just take it in stride though, things happen for a reason and something that is just as powerful for the good will happen. Life is funny like that.
I cried a little seeing this. I'd honestly part it out with our telling the finance company and than pay it off and bite the loss. When you get the title just forget about it.
+1 I feel your pain. My first car was a 93 cobra and it was stolen and striped and I had no theft because I didnt have the money for it having just dropped 8500 on the car. You should be able to sell as a donor car for at least 2500 which will pay off your loan. But dont feel too bad, for every end there is a new begining. Finance a cobra this time.
Well I didn't want to mention the part where I left my key in the door. I was ironically avoiding driving drunk but I left the key in the door lock.
So yes they used my key. Most of this was my own stupidity. Jokes may now be made whenever you're ready!
Anyway I'm getting the car repaired out of pocket. Looking at $700 to just straighten out and reinforce the frame. Then I'm buying the fender, door, and a pillar cover from a part out.
My car was stolen last night and they found her this morning. My insurance doesn't cover this because I have basic insurance and I still have 10 payments left.
Police have video of them losing control of the car around a curve while raining. Hit a tree, got out and ran away. The video footage is shoddy because its really far away and dark out its a home owners outside cameras.
I've never had anything stolen.. I walked out onetime on a guy trying to get into my ford ranger came up behind him and smashed his head into the window and he bolted .. Jokes on me tho cuz I had to replace the window and the truck was 3 weeks old :/ lol
This is by far one of the best threads on here, sorry for everyones losses.
This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.
Related Threads
?
?
?
?
?
Mustang Evolution Forum
2.1M posts
50.9K members
Since 2003
A forum community dedicated to Ford Mustang owners and enthusiasts. Come join the discussion about performance, horsepower, modifications, troubleshooting, racing, and more!