Best way to get a loan?
No I just want a small loan maybe 8k..go to a credit union. they offer the lowest interest rates usually, if you don't have good credit see if someone will co sign with you. should be good to go unless ur trying to buy a gt500 or something outrageous
Yes you open up a savings and buy shares in the CU only $5-10 on average plus you earn interest. Make sure they are part of the NCUA it's an accrediting body like the FDIC.No I just want a small loan maybe 8k..
But for the credit unions do you need to have money with them or how do they work
Not true. Having it run by several places in a 7 day period is treated as one inquery.SpectorV said:if you have no credit or bad credit (basically the same thing) then you may have a hard time qualifying for a lower rate loan, if you run your credit to many times.... it hurts your score (heck every time you run it hurts it lol) so dont get everyone in town to run it.
or as said above some times dealerships have promotions that are really good.
Try credit unions they seem to have lower rates generally speaking.
Yes! That's what I did! And I haven't been happier! I loved telling BOA to FOF and take a hike they made me really MAD! Over $15!Would it work if I have a loan with a bank.. say Im paying 5k to the bank with a 8% interest.. and I go to a credit union and ask for 5k to pay off a loan?