I just turned 16 8 days ago and I got a 2005 white mustang gt, it is my baby . I was behind a chevrolet truck in the parking lot of a bank waiting in the commercial lane.There was a car at the window taking forever so the chevrolet started backing out to go to another line and back right into me. The lady got out of the truck and immediately apologized to me. I was pretty damn mad but I'm not one to show it so I tried to act as polite as possible. I didin't want to seem like an ***, so I didin't call the police, but I got all of the ladie's information.It wasn't much damage, just my hood has a dent in it and the paint is chipped. Her truck didin't even have a scratch. I felt kind of bad because she had just gotten her truck yesterday. Should I have called the police? Will this affect my insurance in any way?