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Chances are that the Mustang being the type of car of it is would cost more to insure. I'm not sure if the Jeep would be any better. Try to get a quote from some insurance companies though because it all varies especially if you're going under your parents insurance and they have been with that company for a long time. I personally would pick the Mustang, but it all depends on what you're willing to pay for insurance. Basically you're picking between speed and dependability.

I had a Jeep Wrangler and traded it in for a Ford Mustang GT. No regrets.
 
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